246 Olivia Ct, Merced, CA 95341 Property Records

Merced County property record for 246 Olivia Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 2005
Lot Size	0.117 acres (5,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Oct 2017)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`059-482-017-000`

Property Details

APN / Parcel Number

Primary APN	`059-482-017-000`
Alternative APN	`059-482-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	5,093 sqft (0.117 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	059-482-017
Street Address	246 OLIVIA CT
City	MERCED
State	CA
Zip	95341-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS TERRACE NO.2 LOT 290
Legal Subdivision	CYPRESS TERRACE 02
Legal Lot Number	290
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2002
Census Tract	1603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 OLIVIA CT, MERCED, CA 95341-7023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 4, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 21, 2017	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	201732532
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Sep 22, 2026
Property Address	246 OLIVIA CT, MERCED, CA 95341-7023
Document Number	0000025344
Instrument Date	Sep 17, 2026
Instrument	202625344
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 OLIVIA CT, MERCED, CA 95341-7023

Mortgage

Document Number	0000025344,
Date	Sep 22, 2026
Instrument	202625344

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	246 OLIVIA CT, MERCED, CA 95341-7023
Document Number	0000017387
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 OLIVIA CT MERCED CA 953417023, MERCED, CA 95341-7023

Mortgage

Document Number	0000017387
Date	Jun 1, 2020
Instrument	17387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2035

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 4, 2017
Property Address	246 OLIVIA CT, MERCED, CA 95341-7023
Document Number	0000032532
Map Reference	MB 61 PG 41&42
Instrument Date	Oct 3, 2017
Instrument	2017-032532
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	246 OLIVIA CT, MERCED, CA 95341-7023

Mortgage

Document Number	0000032533
Date	Oct 4, 2017
Instrument	2017-032533

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2017
Property Address	246 OLIVIA CT, MERCED, CA 95341-7023
Document Number	0000023319
Instrument Date	Jul 5, 2017
Instrument	23319
Transaction Type	Foreclosure
Record Updated	Sep 21, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23 W ALEXANDER AVE MERCED CA 953483404, MERCED, CA 95348-3404

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,718 (+2%) Land $52,224 Building $191,494
2025	$2,900.00 (+10.14%)	$238,940 (+4.04%) Land $51,200 Building $187,740
2023	$2,633.00 (-0.3%)	$229,663 Land $49,213 Building $180,450
2022	$2,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	3 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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