246 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 246 Oceano, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,286 sqft · built 2018
Lot Size	0.152 acres (6,632 sqft)
Owner	Individual Name on Record
Last Sale	$3,250,000 (Jun 2021)
Tax Bill	$40,849 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`527-431-29`

Property Details

APN / Parcel Number

Primary APN	`527-431-29`
Alternative APN	`10404366`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,286 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	6,632 sqft (0.152 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	10404366
Street Address	246 OCEANO
City	IRVINE
State	CA
Zip	92602-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18014 BLK LOT 27
Legal Tract	18014
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5013
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	246 OCEANO, IRVINE, CA 92602-1853
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Apr 5, 2022	Intrafamily Transfer, Transfer
Jun 10, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Oct 19, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Oct 19, 2018	Grant Deed, Subdivision Related Transfer LUTHER BURBANK SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	0000384768
Last Transfer Date	Apr 5, 2022
Transfer Doc	0000130000
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	246 OCEANO, IRVINE, CA 92602-1853
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000016603
Date	Jan 22, 2026
Instrument	2026000016603

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	8.12%
Max Rate At Change	4.12%
Index	1-Year T-Bill
Max Rate	12.1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 5, 2022
Property Address	246 OCEANO, IRVINE, CA 92602-1853
Document Number	0000130000
Map Reference	MB 973 PG 46-50
Instrument Date	Mar 29, 2022
Instrument	2022000130000
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 OCEANO, IRVINE, CA 92602-1853
Investor	Possibly a Property Investor

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 10, 2021
Property Address	246 OCEANO, IRVINE, CA 92602-1853
Document Number	0000384768
Map Reference	MB 973 PG 46-50
Instrument Date	May 18, 2021
Instrument	2021000384768
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	246 OCEANO, IRVINE, CA 92602-1853
Investor	Possibly a Property Investor

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 19, 2018
Property Address	246 OCEANO, IRVINE, CA 92602-1853
Document Number	0000380627
Instrument Date	Sep 10, 2018
Instrument	380627
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 19, 2018
Property Address	246 OCEANO, IRVINE, CA 92602-1853
Document Number	0000380628
Instrument Date	Sep 10, 2018
Instrument	380628
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	246 OCEANO IRVINE CA 926021853, IRVINE, CA 92602-1853

Mortgage

Document Number	380629
Date	Oct 19, 2018
Instrument	380629

Lender

Name	LUTHER BURBANK SVGS
Type	Funding / Finance Company
Address	520 3RD ST # 4TH, SANTA ROSA, CA 95401-6414

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$40,849.00 (+3.97%)	$3,517,904 (+4.04%) Land $2,731,996 Building $785,908
2023	$39,290.00 (+1.8%)	$3,381,300 Land $2,625,908 Building $755,392
2022	$38,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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