Polk County property record for 246 Nassau Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,338 sqft · built 1976 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2021) |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-001530 |
| Primary APN | 26-28-34-662000-001530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| Gross Area | 2,798 sqft |
| 1st Floor Area | 1,498 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 105 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 246 NASSAU RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 153 LESS S 20 FT & 154 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 1 |
| Legal Lot Number | 153 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-34-662000-001530
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 NASSAU RD, WINTER HAVEN, FL 33884-1447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 12, 2016 | Loan Modification, Mortgage · FHA Mortgage PLAZA HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | May 11, 2015 · Amount on Record |
| Deed Document Number | 2021158043 |
| Deed Book / Page | 11765 / 1711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 246 NASSAU RD, WINTER HAVEN, FL 33884-1447 |
| Document Number | 0000158043 |
| Book / Page | 11765 / 1711 |
| Map Reference | MB 17 PG 49,49A&49B |
| Instrument Date | Jun 07, 2021 |
| Instrument | 2021158043 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 S OAK AVE, BARTOW, FL 33830-4844 |
| Name | Verified Name |
|---|---|
| Address | 246 NASSAU RD, WINTER HAVEN, FL 33884-1447 |
| Document Number | 0117651713 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 11765/1713 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 246 NASSAU RD, WINTER HAVEN, FL 33884-1447 |
| Document Number | 0105840911 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 246 NASSAU RD WINTER HAVEN FL 338841447, WINTER HAVEN, FL 33884-1447 |
| Document Number | 0105840911 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 010584/000911 |
| Instrument | 175752 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 16, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 246 NASSAU RD, WINTER HAVEN, FL 33884-1447 |
| Document Number | 0100460936 |
| Book / Page | 010046 / 000936 |
| Instrument Date | Dec 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 246 NASSAU RD WINTER HAVEN FL 338841447, WINTER HAVEN, FL 33884-1447 |
| Document Number | 0100460936 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 010046/000936 |
| Instrument | 14458 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,226.00 (-16.79%) | $318,867 (-6.83%) Land $57,008 Building $261,859 | $318,867 (-6.83%) Land $57,008 Building $261,859 |
| 2023 | $5,079.00 (+8.6%) | $342,227 (+11.06%) Land $55,508 Building $286,719 | $342,227 (+11.06%) Land $55,508 Building $286,719 |
| 2022 | $4,677.00 | $308,146 Land $46,506 Building $261,640 | $308,146 Land $46,506 Building $261,640 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 197 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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