246 Narrow Leaf Dr, Fruita, CO 81521 Property Records

Mesa County property record for 246 Narrow Leaf Dr, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2019)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-163-25-014`

Property Details

APN / Parcel Number

Primary APN	`2697-163-25-014`
Alternative APN	`R011274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	414 sqft
Porch	Slab
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R011274
Street Address	246 NARROW LEAF DR
City	FRUITA
State	CO
Zip	81521-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 2 COTTON WOODS SUBDIVISION FILING TWO SEC 16 1N 2W & AN UND INT IN ALL TRACTS - 0.16AC
Legal Range	002
Legal Township	01N
Legal Section	16
Legal Subdivision	COTTON WOODS SUBDIVISION FILING TWO
Legal Block	2
Legal Lot Number	14
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2023
Census Tract	1504

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 NARROW LEAF DR, FRUITA, CO 81521-2580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Special Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Oct 5, 2017	Warranty Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	20192882508
Prior Transfer Date	Oct 1, 2012
Prior Transfer Doc	0002628548
Record Updated	Oct 29, 2026

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 5, 2019
Property Address	246 NARROW LEAF DR, FRUITA, CO 81521-2580
Document Number	0002882508
Instrument Date	Jun 4, 2019
Instrument	2882508
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	246 NARROW LEAF DR, FRUITA, CO 81521-2580

Mortgage

Document Number	0002882509
Date	Jun 5, 2019
Instrument	2882509

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 5, 2017
Property Address	246 NARROW LEAF DR, FRUITA, CO 81521-2580
Document Number	0002816666
Instrument Date	Oct 4, 2017
Instrument	2816666
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 NARROW LEAF DR FRUITA CO 815212580, FRUITA, CO 81521-2580

Mortgage

Document Number	2816667
Date	Oct 5, 2017
Instrument	2816667

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,756.00 (+5.02%)	$21,080 (+3.33%) Land $6,190 Building $14,890	$337,160 (+10.74%) Land $99,000 Building $238,160
2024	$1,672.00 (+0.48%)	$20,400 (-) Land $4,430 Building $15,970
2023	$1,664.00 (+11.3%)	$20,400 (+13.08%) Land $4,430 Building $15,970	$304,470 (+17.29%) Land $66,070 Building $238,400
2022	$1,495.00	$18,040 Land $4,170 Building $13,870
2021			$259,580 Land $60,000 Building $199,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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