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246 N Commerce Ave, Sebring, FL 33870 Property Records

Highlands County property record for 246 N Commerce Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,442 sqft · built 1938
Lot Size0.344 acres (15,000 sqft)
OwnerCompany Name on File
Last Sale$105,000 (Jun 2016)
Tax Bill$5,539 (2024)
Deeds & MortgagesJun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APNS294907004700120

Property Details

APN / Parcel Number

Primary APNS294907004700120
Alternative APN
  • S-29-34-29-070-0470-0120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,442 sqft Living Area
1st Floor Area2,168 sqft
2nd Floor Area1,100 sqft
Upper Floors Area1,100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1995
Exterior MaterialAluminum Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
DrivewayDriveway
Driveway Area2,900 sqft

Exterior Amenities

PorchFinished/Screened Porch
Porch Area436 sqft
Deck Area252 sqft
Patio Area343 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberS294907004700120
Street Address246 N COMMERCE AVE
CitySEBRING
StateFL
Zip33870-3203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1
Legal DescriptionTOWN OF SEBRING-TRANS BK-PG 6 LOTS 12 + 13 BLK 47
Legal Range29E
Legal Township34S
Legal Section29
Legal SubdivisionLIMETREE VILLAS
Legal Block47
Legal Lot Number12-13 13
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3034
Census Tract960800

Owner

246 N Commerce Ave is owned by a company that bought it in June 2016 and is owner-occupied.

Source: Highlands County records, as of December 12, 2025

Owner of RecordCompany Name on File
Mailing Address246 N COMMERCE AVE, SEBRING, FL 33870-3203
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2016 · Amount on File
Deed SaleJun 28, 2016 · Amount on File
Prior SaleMar 2, 2009 · Amount on File
Deed Document Number1818997
Deed Book / Page2534 / 1702
Record UpdatedJun 8, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address246 N COMMERCE AVE, SEBRING, FL 33870-3203
Document Number0001947269
Instrument DateJun 22, 2019
Transaction TypeMortgage
Record UpdatedJul 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address246 N COMMERCE AVE SEBRING FL 338703203, SEBRING, FL 33870-3203

Mortgage

Document Number0001947269
DateJul 5, 2019
Book Page002701/001069
Instrument1947269
Lender
NameWAUCHULA ST BK
TypeBank
AddressLAKE PLACID, FL 33852
Agreement
AmountAmount on Record
Term204 Months
DueJul 4, 2036

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$273,903 Land $50,000 Building $223,903$273,903 Land $50,000 Building $223,903
2024$5,539.00 (+5.83%)
2023$5,234.00 (+11.77%)$273,878 (+13.1%) Land $50,000 Building $223,878$273,878 (+13.1%) Land $50,000 Building $223,878
2022$4,683.00$242,164 Land $50,000 Building $192,164$242,164 Land $50,000 Building $192,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 N Commerce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 N Commerce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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