Gallatin County property record for 246 McCullough Dr, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,371 sqft · built 2021 |
| Lot Size | 1.88 acres (82,241 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,835 (2026) |
| Deeds & Mortgages | Apr 2021 Construction Loan Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF82146 |
| Primary APN | 00RFF82146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,371 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| 2nd Floor Area | 1,501 sqft |
| Attic | Attic |
| Attic Area | 470 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,241 sqft (1.88 acres) |
| Garage Area | 1,282 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 565 sqft |
| Deck Area | 204 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 00RFF82146 |
|---|---|
| Street Address | 246 MCCULLOUGH DR |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-4744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALLATIN HEIGHTS SUB PH 4B, S26, T01 S, R04 E, BLOCK 1, LOT 13, ACRES 1.8883, PLAT J-648 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | GALLATIN HEIGHTS SUB PH 4B |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 202 |
246 McCullough Dr is owned by two individuals who acquired it in May 2025.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5699 FLYCATCHER DR, BOZEMAN, MT 59718-5026 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK |
| Jun 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK OF BOZEMAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 |
| Deed Sale | May 22, 2025 |
| Prior Sale | Jun 24, 2019 · Amount on File |
| Deed Document Number | 20252851127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 246 MCCULLOUGH DR, BOZEMAN, MT 59718-4744 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0002729344 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2729344 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59715 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.11% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.11% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Jun 24, 2019 |
| Property Address | 246 MCCULLOUGH DR, BOZEMAN, MT 59718-4744 |
| Document Number | 0002648417 |
| Map Reference | PL J-648 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2648417 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1405, BELGRADE, MT 59714-1405 |
| Document Number | 0002648418 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2648418 |
| Name | FIRST SECURITY BANK OF BOZEMAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Jul 10, 2022 |
The 2026 property tax bill for 246 McCullough Dr was $8,835, down 2.4% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,835.00 (-2.35%) | $1,744,798 (-) | $1,744,798 (-) Land $272,348 Building $1,472,450 |
| 2025 | $9,048.00 | $1,744,798 | $1,744,798 Land $272,348 Building $1,472,450 |
| 2023 | $12,881.00 | $1,994,894 | $1,994,894 Land $236,284 Building $1,758,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 McCullough Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 McCullough Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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