246 Manor Cir, Elkton, MD 21921 Property Records

Cecil County property record for 246 Manor Cir, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,700 sqft · built 2005
Lot Size0.838 acres (36,503 sqft)
OwnerIndividual Name on Record
Last Sale$398,000 (Aug 2026)
Tax Bill$4,702 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-040697

Property Details

APN / Parcel Number

Primary APN02-040697
Alternative APN
  • 040697

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,700 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area36,503 sqft (0.838 acres)
Garage TypeMixed
Garage Area448 sqft
Parking Spaces2 Parking Spaces
Pool Area595 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number040697
Street Address246 MANOR CIR
CityELKTON
StateMD
Zip21921-6385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 23 - .838 ACRE 246 MANOR CIRCLE PELHAM MANOR
Legal SubdivisionFINAL PL TWO PELHAM MANOR
Legal Lot Number23
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group1
Census Block1009
Census Tract30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address246 MANOR CIR, ELKTON, MD 21921-6385
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Prior SaleMar 23, 2005 · Amount on Record
Deed Document Number2026
Deed Book / Page5829 / 107
Prior Transfer DateJul 9, 2026
Prior Transfer Doc5829000107
Record UpdatedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 10, 2026
Property Address246 MANOR CIR, ELKTON, MD 21921-6385
Document Number5829000107
Book / Page5829 / 107
Instrument DateJul 9, 2026
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyGLOBAL PRFD TITLE, GLOBAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$401,980.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 MANOR CIR, ELKTON, MD 21921-6385

Mortgage

Document Number5829000111,
DateAug 10, 2026
Book Page5829/111
Lender
NameMERIDIAN BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453,400 (+19.18%)$482,600 (+22.18%) Land $128,200 Building $354,400
2025$4,702.00 (+32.04%)
2023$3,561.00$380,433$395,000 Land $128,200 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Talkie Communications.

Nearby Properties on Manor Cir

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