246 Main St, Unit 4, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 246 Main St, Unit 4, Acton, MA 01720

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,040 sqft · built 2004
Lot Size	0.563 acres (24,543 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Apr 2025)
Tax Bill	$7,683 (2025)
Deeds & Mortgages	Feb 2021 Refinance Apr 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00G3 B:0021 L:0004`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00G3 B:0021 L:0004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	8 Units
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,669 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,543 sqft (0.563 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	246 MAIN ST, 4
City	ACTON
State	MA
Zip	01720-3653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	CROSSROADS CONDO
Legal Block	21
Legal Lot Number	4
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2001
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 KIMBALL RD, CARLISLE, MA 01741-1040
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Apr 8, 2025	Condominium Deed, Transfer
Jul 20, 2023	Quit Claim Deed, Transfer
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Book / Page	83947 / 308
Transfer Doc	58219-231
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	246 MAIN ST UNIT 4, 4, ACTON, MA 01720-3653
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0076868-19
Date	Feb 3, 2021
Book Page	76868/19
Instrument	24532

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ACTON MA
Recording Date	Apr 8, 2025
Property Address	246 MAIN ST UNIT 4, 4, ACTON, MA 01720-3653
Document Number	083947-308
Book / Page	83947 / 308
Instrument Date	Apr 4, 2025
Instrument	36473
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 KIMBALL RD, CARLISLE, MA 01741-1040

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 20, 2023
Property Address	246 MAIN ST UNIT 4, 4, ACTON, MA 01720-3653
Document Number	081794-319
Book / Page	81794 / 319
Instrument Date	Jul 18, 2023
Instrument	80316
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 KIMBALL RD, CARLISLE, MA 01741-1040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	246 MAIN ST UNIT 4, 4, ACTON, MA 01720-3653
Document Number	74246-392
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 MAIN ST #4 ACTON MA 017203653, 4, ACTON, MA 01720-3653

Mortgage

Document Number	74246-392
Date	Mar 6, 2020
Book Page	074246/000392
Instrument	34267

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	246 MAIN ST UNIT 4, 4, ACTON, MA 01720-3653
Document Number	72987-201
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 MAIN ST #4 ACTON MA 017203653, 4, ACTON, MA 01720-3653

Mortgage

Document Number	72987-201
Date	Jul 25, 2019
Book Page	072987/000201
Instrument	107081

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2039

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,683.00 (+34.69%)	$448,000 (+30.92%) Building $448,000	$463,790 (+5.58%)
2024	$5,704.00 (+6.08%)	$342,200 (+11.76%) Building $342,200	$439,280
2023	$5,377.00	$306,200 Building $306,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2001)
Most Recent Claim	Jun 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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