246 James Pl, Florence, AL 35630 Property Records

Lauderdale County property record for 246 James Pl, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,997 sqft · built 1969
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 2020)
Tax Bill	$887 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-03-06-0-002-019-000`

Property Details

APN / Parcel Number

Primary APN	`23-03-06-0-002-019-000`
Alternative APNs	`096415` `96415` `1664`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,506 sqft
2nd Floor Area	491 sqft
Utility Area	825 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	541 ft deep x 230 ft wide
Utility Building	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	96415
Street Address	246 JAMES PL
City	FLORENCE
State	AL
Zip	35630-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 X 329.8 IRR LAKESIDE HIGHLANDS RESUR SD BLK A LOT 32 .64 AC/C SEC 06 T3S R10W PB 3 PG 161
Legal Range	10W
Legal Township	03S
Legal Section	06
Legal Subdivision	LAKESIDE HIGHLANDS RESURVEY
Legal Block	A
Legal Lot Number	32
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3037
Census Tract	10800

Owner

246 James Pl is owned and occupied by two individuals who bought it in June 2020.

Source: Lauderdale County records, as of November 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	246 JAMES PL, FLORENCE, AL 35630-4111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST METRO BANK
Jun 24, 2020	Survivorship Deed, Transfer · Conventional Mortgage BANCORP SOUTH BANK
Dec 4, 2017	Intrafamily Transfer, Transfer
Aug 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Book / Page	2020 / 29947
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	2017/53274
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	246 JAMES PL, FLORENCE, AL 35630-4111
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/42402
Date	Sep 8, 2025
Book Page	2025/42402

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 22, 2026

June 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 24, 2020
Property Address	246 JAMES PL, FLORENCE, AL 35630-4111
Document Number	2020/29947
Book / Page	2020 / 29947
Map Reference	MB 3 PG 161
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7493 N 9150 W, 7493, LEHI, UT 84043-3598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 JAMES PL, FLORENCE, AL 35630-4111

Mortgage

Document Number	202029950
Date	Jun 24, 2020
Instrument	2020/29950

Lender

Name	BANCORP SOUTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 4, 2017
Property Address	246 JAMES PL, FLORENCE, AL 35630-4111
Document Number	2017/53274
Book / Page	2017 / 53274
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7493 N 9150 W, 7493, LEHI, UT 84043-3598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7493 N 9150 W, LEHI, UT 84043-3598

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 17, 2017
Property Address	246 JAMES PL, FLORENCE, AL 35630-4111
Document Number	2017/36473
Book / Page	2017 / 36473
Instrument Date	Aug 15, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 SAGEBROOK DR, 115, MADISON, AL 35757-7686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7493 N 9150 W, LEHI, UT 84043-3598

Tax Assessment & Valuation

The 2025 property tax bill for 246 James Pl was $887.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00	$18,120	$185,380 Land $17,100 Building $168,280
2023	$679.00 (+23.23%) Homeowner's exemption	$1,380 (-89.03%) Land $1,380	$151,660 (+20.56%) Land $13,800 Building $137,860
2022	$551.00 Homeowner's exemption	$12,580	$125,800 Land $15,200 Building $110,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 246 James Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 James Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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