246 Independence Way, Independence, OR 97351 Property Records

Polk County property record for 246 Independence Way, Independence, OR 97351 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2003
Lot Size	0.115 acres (4,999 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2024)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-DC-01900`

Property Details

APN / Parcel Number

Primary APN	`08428-DC-01900`
Alternative APN	`565227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,676 sqft
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,999 sqft (0.115 acres)
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	565227
Street Address	246 INDEPENDENCE WAY
City	INDEPENDENCE
State	OR
Zip	97351-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREEDOM ESTATES LOT 19
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	FREEDOM ESTATES
Legal Block	4
Legal Lot Number	19
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4002
Census Tract	20305

Owner

Source: Polk County records · APN 08428-DC-01900

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	246 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Aug 03, 2020	Deed of Trust, Mortgage · Conventional with PMI USA DIRECT FNDG
Jun 25, 2018	Warranty Deed, Transfer HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2024 · Amount on Record
Deed Sale	Sep 03, 2024 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	20246532
Prior Transfer Date	Apr 01, 2013
Prior Transfer Doc	0000003673
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 27, 2021
Property Address	246 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9575
Document Number	0000017012
Map Reference	VOL 12 PG 31
Instrument Date	Oct 22, 2021
Instrument	2021-017012
Transaction Type	Transfer
Record Updated	Jan 07, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9575

Mortgage

Document Number	0000017013
Date	Oct 27, 2021
Instrument	2021-017013

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	246 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9575
Document Number	0000011269
Instrument Date	Aug 03, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	246 INDEPENDENCE WAY INDEPENDENCE OR 973519575, INDEPENDENCE, OR 97351-9575

Mortgage

Document Number	0000011269
Date	Aug 10, 2020
Instrument	11269

Lender

Name	USA DIRECT FNDG
Type	Funding / Finance Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 25, 2018
Property Address	246 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9575
Document Number	0000007400
Instrument Date	Jun 22, 2018
Instrument	7400
Transaction Type	Transfer
Record Updated	Jul 06, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	246 INDEPENDENCE WAY INDEPENDENCE OR 973519575, INDEPENDENCE, OR 97351-9575

Mortgage

Document Number	7401
Date	Jun 25, 2018
Instrument	7401

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,240 (+2.99%) Land $43,680 Building $137,560	$355,150 (-5.03%) Land $150,000 Building $205,150
2025	$3,192.00 (+3.77%)	$175,970 (+3%) Land $42,410 Building $133,560	$373,960 (+1.52%) Land $150,600 Building $223,360
2024	$3,076.00 (-2.53%)	$170,850 (+3%) Land $41,180 Building $129,670	$368,360 (+4.1%) Land $148,000 Building $220,360
2023	$3,156.00 (+8.98%)	$165,880 (+3%) Land $39,980 Building $125,900	$353,850 (+12.7%) Land $141,500 Building $212,350
2022	$2,896.00	$161,050 Land $38,820 Building $122,230	$313,980 Land $116,000 Building $197,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Oregon
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Monmouth Independence Network	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Alyrica Networks	Fixed Wireless	400 / 50
Verizon	Fixed Wireless	300 / 20
Hunter Communications & Technologies	Fixed Wireless	200 / 20
Lumen Technologies	DSL	140 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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