246 Holmes Dr, Fairborn, OH 45324 Property Records

Greene County property record for 246 Holmes Dr, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,500 sqft · built 1941
Lot Size	0.157 acres (6,868 sqft)
Owner	Individual Name on Record
Tax Bill	$2,802 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A021019173`

Property Details

APN / Parcel Number

Primary APN	`A021019173`
Alternative APN	`A02-0001-0019.0-0173.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	780 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,868 sqft (0.157 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	246 HOLMES DR
City	FAIRBORN
State	OH
Zip	45324-5128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VICTORY PARK ALL LOT 758 246 HOLMES DR
Legal Subdivision	VICTORY PARK
Legal Lot Number	758
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3022
Census Tract	200300

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 HOLMES DR, FAIRBORN, OH 45324-5128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2020	Warranty Deed, Transfer · Conventional with PMI NFM LNDG
May 4, 2018	Warranty Deed, Transfer · FHA Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022
Deed Sale	May 23, 2022
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	202210102
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	May 23, 2022
Property Address	246 HOLMES DR, FAIRBORN, OH 45324-5128
Document Number	0000010102
Map Reference	CAB 31 PG 342B
Instrument Date	Apr 29, 2022
Instrument	2022010102
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 HOLMES DR, FAIRBORN, OH 45324-5128

Mortgage

Document Number	0000010103
Date	May 23, 2022
Instrument	2022010103

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000010104
Date	May 23, 2022
Instrument	2022010104

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	246 HOLMES DR, FAIRBORN, OH 45324-5128
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029123
Date	Dec 3, 2021
Instrument	2021029123

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	May 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Feb 20, 2020
Property Address	246 HOLMES DR, FAIRBORN, OH 45324-5128
Document Number	0000003212
Instrument Date	Feb 12, 2020
Instrument	3212
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 HOLMES DR FAIRBORN OH 453245128, FAIRBORN, OH 45324-5128

Mortgage

Document Number	3213
Date	Feb 20, 2020
Instrument	3213

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	May 4, 2018
Property Address	246 HOLMES DR, FAIRBORN, OH 45324-5128
Document Number	0000006892
Instrument Date	Apr 30, 2018
Instrument	6892
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 HOLMES DR FAIRBORN OH 453245128, FAIRBORN, OH 45324-5128

Mortgage

Document Number	6893
Date	May 4, 2018
Instrument	6893

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (-4.86%)	$61,500 (-) Land $10,270 Building $51,230
2024	$2,945.00 (-1.01%)	$61,500 (-) Land $10,270 Building $51,230
2023	$2,975.00 (+18.76%)	$61,500 (+38.51%) Land $10,270 Building $51,230	$175,700 (+38.52%) Land $29,330 Building $146,370
2022	$2,505.00	$44,400 Land $6,040 Building $38,360
2020			$126,840 Land $17,250 Building $109,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1980–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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