246 Emma St, Niles, OH 44446 Property Records

Trumbull County property record for 246 Emma St, Niles, OH 44446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,240 sqft · built 1920
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$86,600 (Sep 2021)
Tax Bill$1,184 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-090500

Property Details

APN / Parcel Number

Primary APN25-090500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,240 sqft Living Area
1st Floor Area1,248 sqft
Upper Floors Area616 sqft
Basement Area616 sqft
Unfinished Basement616 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions102 ft deep x 50 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address246 EMMA ST
CityNILES
StateOH
Zip44446-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3345 50F EMMA AVE
Legal SubdivisionWAGSTAFFS ADDITION
Legal Lot Number3345
JurisdictionTRUMBULL OH
Township / Civil DivisionWEATHERSFIELD
Census Block Group3
Census Block3002
Census Tract932802

Owner

246 Emma St is owned and occupied by an individual who bought it in September 2021.

Source: Trumbull County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address246 EMMA ST, NILES, OH 44446-1613
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 29, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN MIDWEST MORTGAGE CORP
Nov 1, 2019Grant Deed, Transfer
ATTORNEY ONLY
Apr 26, 2019Trustee's Deed, Foreclosure
SOJOURNERS TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2021 · Amount on File
Deed SaleSep 29, 2021 · Amount on File
Prior SaleNov 1, 2019 · Amount on File
Deed Document Number202122705
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address246 EMMA ST, NILES, OH 44446-1613
Transaction TypeMortgage
Record UpdatedApr 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 EMMA ST, NILES, OH 44446-1613

Mortgage

Document Number0000004671
DateMar 24, 2026
Instrument202603240004671
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term307 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRUMBULL OH
Recording DateSep 29, 2021
Property Address246 EMMA ST, NILES, OH 44446-1613
Document Number0000022705
Map ReferenceVOL 10 PG 23
Instrument DateSep 9, 2021
Instrument202109290022705
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyAMERICAN LAND TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 EMMA ST, NILES, OH 44446-1613

Mortgage

Document Number0000022706
DateSep 29, 2021
Instrument202109290022706
Lender
NameAMERICAN MIDWEST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTRUMBULL OH
Recording DateNov 1, 2019
Property Address246 EMMA ST, NILES, OH 44446-1613
Document Number0000020435
Instrument DateSep 9, 2019
Instrument20435
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$71.64
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1358 CEDARWOOD DR MINERAL RIDGE OH 444409424, MINERAL RIDGE, OH 44440-9424

April 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionTRUMBULL OH
Recording DateApr 26, 2019
Property Address246 EMMA ST, NILES, OH 44446-1613
Document Number0000007497
Instrument DateApr 8, 2019
Instrument7497
Transaction TypeForeclosure
Record UpdatedMay 13, 2019
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount on Record
Tax$64.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2025 property tax bill for 246 Emma St was $1,184.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionWeathersfield Township
MunicipalityNiles City
Unified School DistrictNiles City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,184.00$27,370 (-) Land $2,100 Building $25,270
2024$1,184.00 (+1.2%)$27,370 (-) Land $2,100 Building $25,270
2023$1,170.00 (+7.44%)$27,370 (+22.74%) Land $2,100 Building $25,270$78,200 Land $6,000 Building $72,200
2022$1,089.00$22,300 Land $2,100 Building $20,200
2020$63,700 Land $6,000 Building $57,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 246 Emma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 246 Emma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES CITY PWS
serves 21,961 people · EPA ID OH7802403
Water SourcePurchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State InspectionAug 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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