246 Ella Ln, Florence, MS 39073 Property Records

Rankin County property record for 246 Ella Ln, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,724 sqft · built 1976
Lot Size	0.6 acres (26,167 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,183 (May 2026)
Tax Bill	$683 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D04J000002 00020E`

Property Details

APN / Parcel Number

Primary APN	`D04J000002 00020E`
Alternative APN	`1985`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,724 sqft Adjusted Area
1st Floor Area	1,326 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,167 sqft (0.6 acres)
Patio Area	100 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1985
Street Address	246 ELLA LN
City	FLORENCE
State	MS
Zip	39073-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK E SOUTHERN ACRES PT 2 DB 348 PG 594 0041177 DB 518 PG 0431 0110586
Legal Range	01E
Legal Township	04N
Legal Section	26
Legal Subdivision	SOUTHERN ACRES SUBDIVISION
Legal Block	E
Legal Lot Number	20
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	21001

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 ELLA LN, FLORENCE, MS 39073-8307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2023	Special Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Jul 17, 2023
Deed Document Number	2026
Deed Book / Page	2026 / 11205
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	May 21, 2026
Property Address	246 ELLA LN, FLORENCE, MS 39073-8307
Document Number	2026011205
Book / Page	2026 / 11205
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	246 ELLA LN, FLORENCE, MS 39073-8307

Mortgage

Document Number	3026046939,
Date	May 21, 2026
Book Page	3026/46939

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jul 17, 2023
Property Address	246 ELLA LN, FLORENCE, MS 39073-8307
Document Number	0000014931
Book / Page	2023 / 14931
Map Reference	MB 6 PG 7
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 39232, FLOWOOD, MS 39232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 ELLA LN, FLORENCE, MS 39073-8307

Mortgage

Document Number	0302354648
Date	Jul 17, 2023
Instrument	3023/54648

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00 (+0.15%) Homeowner's exemption	$9,402 (+14.37%)
2024	$682.00 (+28.44%)		$94,020 (+14.37%) Land $6,500 Building $87,520
2023		$8,221 (-)
2022	$531.00 (+19.86%) Homeowner's exemption	$8,221	$82,210 (-) Land $6,500 Building $75,710
2021			$82,210 Land $6,500 Building $75,710
2019	$443.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARY WATER SEWER & FIRE DEPT serves 2,500 people · EPA ID MS0610022
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: C Spire Wireless, Windstream.

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