246 E Morrell St, Otsego, MI 49078 Property Records

Allegan County property record for 246 E Morrell St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1878
Square Footage	1,582 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2022)
Tax Bill	$3,163.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`54-116-004-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,582 sqft Living Area
1st Floor	1,162 sqft 1st Floor
Basement Area	560 sqft Basement
Unfinished Basement	560 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Stucco Exterior
Foundation Type	No Foundation Foundation
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	165 ft x 66 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	768 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	246 E MORRELL ST
City	OTSEGO
State	MI
Zip	49078-1332
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 OF E 1/2 BLK 16 O. P. SEC 22 & 23.
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE
Legal Block	16
Legal Lot Number	4
Jurisdiction	ALLEGAN MI
Minor Civil Division	OTSEGO
Census Blockgroup	2
Census Block	2012
Census Tract	31900

Owner

Source: Allegan County records · APN 54-116-004-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	246 E MORRELL ST, OTSEGO, MI 49078-1332
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2022 · Amount on Record
Deed Sale	Apr 06, 2022 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Doc Number	20226858
Deed Book / Page	4747 / 413
Prior Transfer Date	Jun 13, 2007
Prior Transfer Doc	3132/075
Record Refreshed	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 06, 2022
Property Address	246 E MORRELL ST, OTSEGO, MI 49078-1332
Document Number	004747/413
Book / Page	4747 / 413
Instrument Date	Apr 01, 2022
Instrument	2022006858
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 LINCOLN RD, 715, OTSEGO, MI 49078-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5869 THOMEPPELLAK EROAD, NASHVILLE, MI 49073

Mortgage

Document Number	0004747416
Date	Apr 06, 2022
Instrument	4747/416

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,800 (+6.59%) Land $11,200 Building $82,600	$187,600 (+6.59%) Land $22,400 Building $165,200
2025	$3,163.00 (+2.3%) Homeowner's exemption	$88,000 (+34.35%) Land $10,000 Building $78,000	$176,000 (+34.35%) Land $20,000 Building $156,000
2024	$3,092.00 (+92.53%)
2023		$65,500 Land $5,700 Building $59,800	$131,000 Land $11,400 Building $119,600
2022	$1,606.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.