Washington County and Greenwich Town property record for 246 E Lake Rd, Cossayuna, NY 12823
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 919 sqft · built 1972 |
| Lot Size | 0.261 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Aug 2014) |
| Tax Bill | $6,238 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 533489 198.8-1-9 |
| Primary APN | 533489 198.8-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 919 sqft Living Area |
| 1st Floor Area | 919 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,400 sqft (0.261 acres) |
| Lot Dimensions | 114 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 534 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 885J101696 |
|---|---|
| Street Address | 246 E LAKE RD |
| City | COSSAYUNA |
| State | NY |
| Zip | 12823 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R |
| Legal Description | LOT & COT |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | GREENWICH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 89000 |
246 E Lake Rd, a residential property, is owned by two individuals who bought it in August 2014.
Source: Washington County and Greenwich Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 WESTERN AVE, COHOES, NY 12047-4234 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2014 · Amount on File |
| Deed Sale | Aug 1, 2014 · Amount on File |
| Prior Sale | May 24, 2007 · Amount on File |
| Deed Book / Page | 3432 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 246 E LAKE RD, COSSAYUNA, NY 12823 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000912 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023-1912 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 246 E Lake Rd was $6,238, up 2.7% from the year before.
Source: Washington County and Greenwich Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,238.00 (+2.72%) | ||
| 2025 | $6,073.00 | $296,800 Land $60,200 Building $236,600 | $296,800 Land $60,200 Building $236,600 |
| 2023 | $245,600 (+7.02%) Land $60,200 Building $185,400 | $245,600 (+7.02%) Land $60,200 Building $185,400 | |
| 2022 | $229,500 Land $60,200 Building $169,300 | $229,500 Land $60,200 Building $169,300 | |
| 2021 | $5,693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 E Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Hudson Valley Wireless.
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures