246 Cypress Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 246 Cypress Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,777 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Sep 2018)
Tax Bill	$2,972 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500028989`

Property Details

APN / Parcel Number

Primary APN	`1500028989`
Alternative APN	`010506 0068 15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,777 sqft Heated Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	127 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500028989
Street Address	246 CYPRESS DR
City	SPRING LAKE
State	NC
Zip	28390-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#89 ROLLING SPRINGS SEC 6 MB#20-86
Legal Subdivision	ROLLING SPRINGS
Legal Lot Number	89
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	4
Census Block	4015
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 CYPRESS DR, SPRING LAKE, NC 28390-8116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Sep 27, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Dec 12, 1975
Deed Document Number	201813827
Deed Book / Page	3642 / 176
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	246 CYPRESS DR, SPRING LAKE, NC 28390-8116
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022954
Date	Dec 9, 2020
Book Page	3907/644
Instrument	2020022954

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 27, 2018
Property Address	246 CYPRESS DR, SPRING LAKE, NC 28390-8116
Document Number	0000013827
Book / Page	3642 / 0176
Map Reference	MB20 PG86
Instrument Date	Sep 1, 2018
Instrument	2018013827
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 766, SPRING LAKE, NC 28390-0766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 CYPRESS DR, SPRING LAKE, NC 28390-8116

Mortgage

Document Number	0000013828
Date	Sep 27, 2018
Instrument	2018013828

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,972.00 (+41.19%)	$390,247 (+35.43%)	$390,247 (+35.43%) Land $56,430 Building $333,817
2023	$2,105.00	$288,163	$288,163 Land $39,500 Building $248,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Cypress Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures