Lowndes County property record for 246 Cole Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,338 sqft · built 1955 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $56,175 (Jul 2026) |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2026 Foreclosure + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65W000000501 |
| Primary APN | 65W000000501 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,338 sqft Adjusted Area |
| 1st Floor Area | 936 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 246 COLE RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-8151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SW4 246 COLE RD |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 14 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 405 |
Source: Lowndes County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 BLOOMINGDALE RD, 304, WHITE PLAINS, NY 10605-1551 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 17, 2026 | Special Warranty Deed, Transfer FINAL TITLE, FINTITLE |
| Apr 29, 2026 | Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Aug 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUM TREE MORTGAGE LLC |
| Aug 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Aug 23, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANKFIRST FINANCIAL |
| Aug 22, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on Record |
| Deed Sale | Jul 17, 2026 · Amount on Record |
| Prior Sale | Apr 29, 2026 · Amount on Record |
| Deed Book / Page | 2026 / 5452 |
| Prior Transfer Date | Aug 16, 2023 |
| Prior Transfer Doc | 0020237063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 17, 2026 |
| Property Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Document Number | 2026005452 |
| Book / Page | 2026 / 5452 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | FINAL TITLE, FINTITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 29, 2026 |
| Property Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Document Number | 2026003074 |
| Book / Page | 2026 / 3074 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 579 LAKELAND EAST DR, FLOWOOD, MS 39232-9023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 29, 2023 |
| Property Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Document Number | 0020237063 |
| Book / Page | 2023 / 7063 |
| Instrument Date | Jul 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 27, 2023 |
| Property Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Document Number | 0020231599 |
| Book / Page | 2023 / 1599 |
| Instrument Date | Feb 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0020233861 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023/3861 |
| Name | GUM TREE MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202221656 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 2022/21656 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 23, 2022 |
| Property Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Document Number | 0020227207 |
| Book / Page | 2022 / 7207 |
| Instrument Date | Aug 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4470 HIGHWAY 45 N, COLUMBUS, MS 39705 |
| Investor | Possibly a Property Investor |
| Document Number | 0202221656 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022/21656 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 22, 2019 |
| Property Address | 246 COLE RD, COLUMBUS, MS 39702-8151 |
| Document Number | 0020196151 |
| Book / Page | 002019 / 006151 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 COLE RD COLUMBUS MS 397028151, COLUMBUS, MS 39702-8151 |
| Document Number | 20197062 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 002019/017062 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2049 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 (+0.85%) | $8,497 (+19.17%) | $56,640 (+19.17%) Land $5,670 Building $50,970 |
| 2024 | $824.00 (+19.59%) | ||
| 2023 | $689.00 | $7,130 | $47,530 Land $5,670 Building $41,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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