246 Cedar St, New Bedford, MA 02740 Property Records

Bristol County and New Bedford City property record for 246 Cedar St, New Bedford, MA 02740

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,143 sqft · built 1841
Lot Size	0.048 acres (2,104 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2026)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0065 L:0077`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0065 L:0077`
Alternative APNs	`NWBF M:0065 L:0077` `10727`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,143 sqft Living Area
Gross Area	2,163 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1841
Effective Year Built	Effective 1841
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,104 sqft (0.048 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	10727
Street Address	246 CEDAR ST
City	NEW BEDFORD
State	MA
Zip	02740-4365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	77
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	3
Census Block	3003
Census Tract	651400

Owner

246 Cedar St is owned and occupied by two individuals who bought it in January 2026.

Source: Bristol County and New Bedford City records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 CEDAR ST, NEW BEDFORD, MA 02740-4365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2018	Quit Claim Deed, Transfer · FHA Mortgage PACIFIC UNION FINCL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	202615170
Deed Book / Page	15378 / 256
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jan 28, 2026
Property Address	246 CEDAR ST, NEW BEDFORD, MA 02740-4365
Document Number	015378-256
Book / Page	15378 / 256
Instrument Date	Jan 27, 2026
Instrument	202600015170
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 CEDAR ST, NEW BEDFORD, MA 02740-4365

Mortgage

Document Number	202600015180
Date	Jan 28, 2026
Instrument	202600015180

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Apr 2, 2018
Property Address	246 CEDAR ST, NEW BEDFORD, MA 02740-4365
Document Number	12400-196
Book / Page	12400 / 196
Instrument	6508
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 CEDAR ST, NEW BEDFORD, MA 02740-4365

Mortgage

Document Number	124000199
Date	Apr 2, 2018
Instrument	12400/0199

Lender

Name	PACIFIC UNION FINCL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 246 Cedar St was $3,584, up 11.3% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (+11.3%)	$316,900 (+18.11%) Land $78,700 Building $238,200	$340,955 (+0.06%)
2024	$3,220.00 (-3.71%)	$268,300 (+14.66%) Land $67,200 Building $201,100	$340,765
2023	$3,344.00	$234,000 Land $56,300 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Most Recent Claim	Jan 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 246 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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