246 Bluegrass Ridge Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 246 Bluegrass Ridge Rd, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-2-03.0-0-008-043.300`

Property Details

APN / Parcel Number

Primary APN	`30-2-03.0-0-008-043.300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	246 BLUEGRASS RIDGE RD
City	SAINT CLAIR
State	MO
Zip	63077-4164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA3
Legal Description	LOT:4 BLUEGRASS RIDGE
Legal Range	01E
Legal Township	41
Legal Section	03
Legal Subdivision	BLUEGRASS RIDGE
Legal Block	8
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2000
Census Tract	801000

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 BLUEGRASS RIDGE RD, SAINT CLAIR, MO 63077-4164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI
Oct 23, 2017	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017
Deed Sale	Oct 23, 2017
Prior Sale	Jul 3, 2014
Deed Document Number	1716165
Record Updated	Jun 8, 2026

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 9, 2019
Property Address	246 BLUEGRASS RIDGE RD, SAINT CLAIR, MO 63077-4164
Instrument Date	Mar 29, 2019
Instrument	4104
Transaction Type	Construction Loan
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 BLUEGRASS RIDGE RD ST CLAIR MO 630774164, ST CLAIR, MO 63077-4164

Mortgage

Document Number	0000004104
Date	Apr 9, 2019
Instrument	4104

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2020

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 23, 2017
Property Address	246 BLUEGRASS RIDGE RD, SAINT CLAIR, MO 63077-4164
Document Number	0000016165
Instrument Date	Oct 20, 2017
Instrument	16165
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	828 E HAPPY SAC RD UNION MO 630844104, UNION, MO 63084-4104

Mortgage

Document Number	16166
Date	Oct 23, 2017
Instrument	16166

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (+13.32%)	$41,618 (+3.82%)	$219,040 (+3.82%) Land $22,150 Building $196,890
2023	$2,222.00 (+1.79%)	$40,086	$210,980 Land $19,120 Building $191,860
2022	$2,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

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