246 Benfield Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 246 Benfield Dr, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1991
Lot Size	0.643 acres (28,000 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Apr 2021)
Tax Bill	$1,274 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09263-001-738`

Property Details

APN / Parcel Number

Primary APN	`09263-001-738`
Alternative APNs	`092968925678` `109864`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,000 sqft Heated Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Lot Area	28,000 sqft (0.643 acres)
Lot Dimensions	175 ft deep x 160 ft wide

Location & Zoning

Account Number	109864
Old Parcel Number	09263001738
Street Address	246 BENFIELD DR
City	JEFFERSON
State	NC
Zip	28640-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 164-168 FROM BENFIELD INTERNATIONAL BENFIELD
Legal Subdivision	LAWFIELD ACRES SUBDIVISION
Legal Lot Number	164-168
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2017
Census Tract	970502

Owner

246 Benfield Dr is owned and occupied by an individual who bought it in April 2021.

Source: Ashe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	246 BENFIELD DR, JEFFERSON, NC 28640-9767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 16, 2021	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Deed Document Number	20211
Deed Book / Page	525 / 2491
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Recording Date	Jun 10, 2026
Property Address	246 BENFIELD DR, JEFFERSON, NC 28640-9767
Document Number	00585/1843
Book / Page	585 / 1843
Instrument Date	Jun 5, 2026
Instrument	20262638
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 BENFIELD DR, JEFFERSON, NC 28640-9767

Mortgage

Document Number	0000002638,
Date	Jun 10, 2026
Book Page	585/1843
Instrument	20262638

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 16, 2021
Property Address	246 BENFIELD DR, JEFFERSON, NC 28640-9767
Document Number	00525/2491
Book / Page	525 / 2491
Map Reference	MB 2 PG 91 ENV 352B
Instrument Date	Apr 16, 2021
Instrument	2211
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 E 318, FLEETWOOD, NC 28626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 BENFIELD DR, JEFFERSON, NC 28640-9767

Mortgage

Document Number	0000002212
Date	Apr 16, 2021
Instrument	2212

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 246 Benfield Dr was $1,274, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,274.00 (+5.73%)	$201,600 (-) Land $30,000 Building $171,600	$201,600 (-) Land $30,000 Building $171,600
2025	$1,205.00	$201,600 Land $30,000 Building $171,600	$201,600 Land $30,000 Building $171,600
2023	$1,151.00 (+40.54%)	$201,600 (+72.31%) Land $30,000 Building $171,600	$201,600 (+72.31%) Land $30,000 Building $171,600
2022	$819.00	$117,000 Land $15,000 Building $102,000	$117,000 Land $15,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Benfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Benfield Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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