Steele County property record for 246 Beech Ave, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,950 sqft · built 1942 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Mar 2026) |
| Tax Bill | $2,980 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-132-0432 |
| Primary APN | 17-132-0432 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Finished Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Metal |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 246 BEECH AVE |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELMONT BLK.4 LOTS 32 & 33 BELMONT |
| Legal Section | TW |
| Legal Subdivision | BELMONT |
| Legal Block | 4 |
| Legal Lot Number | 32-33 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960200 |
246 Beech Ave is owned and occupied by an individual who bought it in March 2026.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 246 BEECH AVE, OWATONNA, MN 55060-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC |
| Aug 31, 2023 | Warranty Deed, Transfer · FHA Mortgage CAMBRIA FINANCIAL GROUP LLC |
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on File |
| Deed Sale | Mar 23, 2026 · Amount on File |
| Prior Sale | Aug 25, 2023 · Amount on File |
| Deed Document Number | 20261857632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Mar 27, 2026 |
| Property Address | 246 BEECH AVE, OWATONNA, MN 55060-2645 |
| Document Number | A000460766 |
| Instrument Date | Mar 23, 2026 |
| Instrument | A000460766 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | CAMBRIA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 BEECH AVE, OWATONNA, MN 55060-2645 |
| Document Number | A000460767 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | A000460767 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Aug 31, 2023 |
| Property Address | 246 BEECH AVE, OWATONNA, MN 55060-2645 |
| Document Number | A000449503 |
| Instrument Date | Aug 18, 2023 |
| Instrument | A000449503 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.95 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 246 BEECH AVE, OWATONNA, MN 55060-2645 |
| Document Number | A000449504 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | A000449504 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Apr 12, 2022 |
| Property Address | 246 BEECH AVE, OWATONNA, MN 55060-2645 |
| Document Number | A000442287 |
| Instrument Date | Apr 8, 2022 |
| Instrument | A000442287 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 246 BEECH AVE, OWATONNA, MN 55060-2645 |
| Investor | Possibly a Property Investor |
| Document Number | A000442288 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | A000442288 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 246 Beech Ave was $2,980 with a homeowner's exemption, up 1% from the year before.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,980.00 (+1.02%) Homeowner's exemption | $237,600 (+8.44%) Land $28,600 Building $209,000 | $237,600 (+8.44%) Land $28,600 Building $209,000 |
| 2025 | $2,950.00 Homeowner's exemption | $219,100 Land $24,300 Building $194,800 | $219,100 Land $24,300 Building $194,800 |
| 2023 | $2,622.00 Homeowner's exemption | $188,800 Land $28,600 Building $160,200 | $188,800 Land $28,600 Building $160,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 Beech Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 Beech Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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