246 Austin St, Independence, VA 24348 Property Records

Grayson County property record for 246 Austin St, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,441 sqft · built 1972
Lot Size	0.765 acres (33,323 sqft)
Owner	Individual Name on Record
Tax Bill	$787 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`73A1-A-2`

Property Details

APN / Parcel Number

Primary APN	`73A1-A-2`
Alternative APN	`13174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,441 sqft
Basement Area	1,441 sqft
Unfinished Basement	1,441 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	33,323 sqft (0.765 acres)
Terrain	Rolling
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13174
Street Address	246 AUSTIN ST
City	INDEPENDENCE
State	VA
Zip	24348-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	.765 73A1-A-2
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2044
Census Tract	60202

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 AUSTIN ST, INDEPENDENCE, VA 24348-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Recording Date	May 27, 2026
Property Address	246 AUSTIN ST, INDEPENDENCE, VA 24348-4542
Document Number	0000000924
Book / Page	720 / 37
Instrument Date	May 21, 2026
Instrument	2026924
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 AUSTIN ST, INDEPENDENCE, VA 24348-4542

Mortgage

Document Number	0000000924,
Date	May 27, 2026
Book Page	720/37
Instrument	2026924

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	246 AUSTIN ST, INDEPENDENCE, VA 24348-4542
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001503
Date	Jul 7, 2021
Instrument	210001503

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Municipality	Independence Town
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00 (+7.37%)	$135,800 (-) Land $16,500 Building $119,300	$135,800 (-) Land $16,500 Building $119,300
2023	$733.00	$135,800 Land $16,500 Building $119,300	$135,800 Land $16,500 Building $119,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDEPENDENCE serves 971 people · EPA ID VA1077335
Water Source	Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: GigaBeam Networks.

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