246 Annapolis Ln, Rotonda West, FL 33947 Property Records

Charlotte County property record for 246 Annapolis Ln, Rotonda West, FL 33947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Oct 2019)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`412022430012`

Property Details

APN / Parcel Number

Primary APN	`412022430012`
Alternative APNs	`00968680338002` `10004654169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	500 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	228 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00968680338002
Street Address	246 ANNAPOLIS LN
City	ROTONDA WEST
State	FL
Zip	33947-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	ROTONDA WEST OAKLAND HILLS LT 338 815/607 1335/1816 1840/1968 1868/359 3667/2113 4498/264
Legal Range	20E
Legal Township	41S
Legal Section	22
Legal Subdivision	ROTONDA WEST OAKLAND HILLS
Legal Tract	ROH
Legal Lot Number	338
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2008
Census Tract	30505

Owner

246 Annapolis Ln is owned and occupied by two individuals who bought it in October 2019.

Source: Charlotte County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 ANNAPOLIS LN, ROTONDA WEST, FL 33947-2207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Oct 28, 2019	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Nov 21, 2000 · Amount on File
Deed Document Number	20192755196
Deed Book / Page	4498 / 264
Prior Transfer Date	Jul 8, 2011
Prior Transfer Doc	0036672113
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	246 ANNAPOLIS LN, ROTONDA WEST, FL 33947-2207
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 ANNAPOLIS LN, ROTONDA WEST, FL 33947-2207

Mortgage

Document Number	0003358444
Date	Jan 16, 2024
Instrument	3358444

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2064

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 28, 2019
Property Address	246 ANNAPOLIS LN, ROTONDA WEST, FL 33947-2207
Document Number	0044980264
Book / Page	4498 / 0264
Map Reference	MB 8 PG 15
Instrument Date	Oct 17, 2019
Instrument	2755196
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	COASTAL SECURITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 ANNAPOLIS LN, ROTONDA WEST, FL 33947-2207

Mortgage

Document Number	0004498266
Date	Oct 28, 2019
Instrument	4498/266

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 246 Annapolis Ln was $2,631 with a homeowner's exemption, up 133.9% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (+133.87%) Homeowner's exemption	$142,965	$203,786 Land $29,750 Building $174,036
2024	$1,125.00 (+0.18%)
2023	$1,123.00 (-53.82%) Homeowner's exemption	$32,592 (-75.11%)	$190,915 (-9.03%) Land $45,001 Building $145,914
2022	$2,432.00 Homeowner's exemption	$130,960	$209,866 Land $28,901 Building $180,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 246 Annapolis Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 322 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	466 units insured incl. 144 condo units
Nearby Flood Claims	114 (2022–2023)
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Ian, Oct 2022 · 59 claims Hurricane Ian, Sep 2022 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Annapolis Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	1,000 / 1,000

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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