246 6th Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 246 6th Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1965
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2018)
Tax Bill	$5,296 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`H06960`

Property Details

APN / Parcel Number

Primary APN	`H06960`
Alternative APNs	`LOWE M:95 B:5380 L:246` `M:000095 T:H06960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	2,346 sqft
1st Floor Area	1,125 sqft
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	H06960
Street Address	246 6TH AVE
City	LOWELL
State	MA
Zip	01854-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Subdivision	RIVERTON LOWELL & DRACUT
Legal Block	5380
Legal Lot Number	246
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2013
Census Tract	310602

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 6TH AVE, LOWELL, MA 01854-1626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Sep 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Sep 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 31, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Book / Page	32378 / 256
Last Transfer Date	Sep 13, 2019
Transfer Doc	33377-270
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	246 6TH AVE, LOWELL, MA 01854-1626
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036490-32
Date	Nov 10, 2021
Book Page	36490/32
Instrument	65572

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	246 6TH AVE, LOWELL, MA 01854-1626
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36490-32
Date	Nov 10, 2021
Book Page	36490/32
Instrument	65572

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	246 6TH AVE, LOWELL, MA 01854-1626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34649-188
Date	Sep 21, 2020
Book Page	34649/188
Instrument	45612

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 24, 2019
Property Address	246 6TH AVE, LOWELL, MA 01854-1626
Document Number	33377-270
Book / Page	033377 / 000270
Instrument Date	Sep 13, 2019
Instrument	41018
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 6TH AVE LOWELL MA 018541626, LOWELL, MA 01854-1626

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	246 6TH AVE, LOWELL, MA 01854-1626
Document Number	33304-7
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 6TH AVE LOWELL MA 018541626, LOWELL, MA 01854-1626

Mortgage

Document Number	33304-7
Date	Aug 30, 2019
Book Page	033304/000007
Instrument	36980

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 31, 2018
Property Address	246 6TH AVE, LOWELL, MA 01854-1626
Document Number	32378-256
Book / Page	032378 / 000256
Instrument Date	Aug 30, 2018
Instrument	38437
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 6TH AVE LOWELL MA 018541626, LOWELL, MA 01854-1626

Mortgage

Document Number	32378-259
Date	Aug 31, 2018
Book Page	032378/000259
Instrument	38438

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,296.00 (+0.46%)	$466,600 (+1.61%) Land $158,700 Building $307,900	$534,238 (+6.19%)
2025	$5,272.00 (+1.52%)	$459,200 (+5.32%) Land $155,100 Building $304,100	$503,120 (+6.56%)
2024	$5,193.00 (+3.28%)	$436,000 (+7.71%) Land $163,800 Building $272,200	$472,150
2023	$5,028.00	$404,800 Land $148,000 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

246 6th Ave, Lowell, MA 01854 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 6th Ave

Nearby Streets

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