New Hanover County property record for 246 2 Chopt Rd, Wilmington, NC 28405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 1959 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Nov 2003) |
| Tax Bill | $2,295 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05011-005-036-000 |
| Primary APN | R05011-005-036-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Basement Area | 1,802 sqft |
| Finished Basement | 1,802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 20,647 sqft (0.474 acres) |
| Terrain | Low |
| Garage Type | Mixed |
| Garage Area | 1,000 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 246 2 CHOPT RD |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28405-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | D LT 7 GREEN MEADOWS SEC 3 |
| Legal Subdivision | GREEN MEADOW SEC 3 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11701 |
246 2 Chopt Rd is owned and occupied by an individual who acquired it in May 2017.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 246 2 CHOPT RD, WILMINGTON, NC 28405-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU |
| May 25, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2003 · Amount on File |
| Deed Sale | Nov 19, 2003 · Amount on File |
| Prior Sale | Nov 19, 2003 |
| Deed Book / Page | 4101 / 442 |
| Last Transfer Date | May 19, 2017 |
| Transfer Doc | 00606102180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 246 2 CHOPT RD, WILMINGTON, NC 28405-3926 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00649102380 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 6491/2380 |
| Instrument | 2021044840 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 246 2 CHOPT RD, WILMINGTON, NC 28405-3926 |
| Document Number | 0063802853 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 246 2 CHOPT RD WILMINGTON NC 284053926, WILMINGTON, NC 28405-3926 |
| Document Number | 0063802853 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 006380/002853 |
| Instrument | 49442 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | May 25, 2017 |
| Property Address | 246 2 CHOPT RD, WILMINGTON, NC 28405-3926 |
| Document Number | 0060612180 |
| Book / Page | 006061 / 002180 |
| Instrument Date | May 19, 2017 |
| Instrument | 16795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 246 2 CHOPT RD WILMINGTON NC 284053926, WILMINGTON, NC 28405-3926 |
| Document Number | 60612183 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 006061/002183 |
| Instrument | 16796 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,000 (-) Land $187,800 Building $329,200 | $517,000 (-) Land $187,800 Building $329,200 | |
| 2025 | $517,000 Land $187,800 Building $329,200 | $517,000 Land $187,800 Building $329,200 | |
| 2024 | $2,295.00 (+2.96%) | ||
| 2023 | $2,229.00 (-0.62%) | $263,900 Land $133,100 Building $130,800 | $263,900 Land $133,100 Building $130,800 |
| 2022 | $2,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 2 Chopt Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 7 (1999–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 2 Chopt Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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