24596 Ponder Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 24596 Ponder Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,806 sqft · built 2024
Owner2 Individual Names on Record
Last Sale$306,000 (Feb 2026)
Tax Bill$1,089 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jul 2024 Sale & Mortgage
APN42-07-25-0-000-008.118

Property Details

APN / Parcel Number

Primary APN42-07-25-0-000-008.118
Alternative APNs
  • 621670
  • 550873

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,806 sqft Heated Area
1st Floor Area1,806 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number550873
Street Address24596 PONDER LOOP
CityLOXLEY
StateAL
Zip36551-7664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 116 PONDER PLACE PHASE 3 SLIDE-2903-B
Legal SubdivisionPONDER PLACE PHASE 3
Legal Phase3
Legal Lot Number116
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2025
Census Tract10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address24596 PONDER LOOP, LOXLEY, AL 36551-7664
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Transfer · USDA Mortgage
GMFS LLC
Jul 26, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Deed Document Number20262236556
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateFeb 18, 2026
Property Address24596 PONDER LOOP, LOXLEY, AL 36551-7664
Document Number0002236556
Map ReferenceSL 2903-B
Instrument DateFeb 9, 2026
Instrument2236556
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address455 BARCELONA DR, SATSUMA, AL 36572-2813

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address24596 PONDER LOOP, LOXLEY, AL 36551-7664

Mortgage

Document Number0002236557
DateFeb 18, 2026
Instrument2236557
Lender
NameGMFS LLC
TypeSubprime Lender
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

July 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJul 26, 2024
Property Address24596 PONDER LOOP, LOXLEY, AL 36551-7664
Document Number0002137761
Map ReferenceSL 2903-B
Instrument DateJul 26, 2024
Instrument2137761
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressN CENTER AVE #103103, 103103, SPANISH FORT, AL 36527

Transferred To (Grantee/Buyer)

NameVerified Name
Address24596 PONDER LOOP, LOXLEY, AL 36551-7664

Mortgage

Document Number0002137762
DateJul 26, 2024
Instrument2137762
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,089.00 (+3.62%)
2025$1,051.00$29,220 Land $4,640 Building $24,580$292,200 Land $46,400 Building $245,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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