2459 Richards Ave, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 2459 Richards Ave, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,172 sqft · built 1976
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Mar 2024)
Tax Bill	$8,714 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-03101-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`35-03101-0000-00036`
Alternative APN	`35001480300031`

Interior

Stories	1 Story
Building Area	2,172 sqft Living Area
1st Floor Area	2,172 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide

Location & Zoning

Old Parcel Number	35001480300031
Street Address	2459 RICHARDS AVE
City	ATCO
State	NJ
Zip	08004-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	3101
Legal Lot Number	36
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1001
Census Tract	608903

Owner

2459 Richards Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed, Subdivision Related Transfer · VA Mortgage VAST BANK NA
Jul 31, 2023	Deed, Construction Loan · Construction Mortgage GENESIS CAPITAL LLC
Dec 3, 2018	Deed of Trust, Mortgage · Construction Mortgage GREENTREE MORTGAGE COMPANY LP
Aug 30, 2018	Special Warranty Deed, Transfer · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP
Oct 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Jul 31, 2023 · Amount on File
Deed Document Number	202416796
Deed Book / Page	12536 / 1822
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0000079248
Record Updated	Oct 29, 2026

March 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Mar 18, 2024
Property Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269
Document Number	0000016796
Book / Page	12536 / 1822
Instrument Date	Feb 22, 2024
Instrument	2024016796
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,426.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 WASHINGTON AVE, HADDONFIELD, NJ 08033-3324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269

Mortgage

Document Number	0125361829
Date	Mar 18, 2024
Instrument	12536/1829

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

July 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 31, 2023
Property Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269
Document Number	0000047517
Book / Page	12397 / 1711
Instrument Date	Jun 29, 2023
Instrument	2023047517
Transaction Type	Construction Loan
Record Updated	Aug 16, 2023
Title Company	SJS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WASHINGTON AVE, HADDONFIELD, NJ 08033-3324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047518
Date	Jul 31, 2023
Instrument	2023047518

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TRI COUNTY TITLE SERVICES LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087275
Date	Dec 3, 2018
Book Page	11026/1156
Instrument	2018087275

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company
Address	GIBBSBORO, NJ 08026

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2048

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CAMDEN NJ
Recording Date	Aug 30, 2018
Property Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269
Document Number	0000060975
Book / Page	10955 / 0191
Instrument Date	Jul 6, 2018
Instrument	2018060975
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TRI COUNTY TITLE AGENCY SERV

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269

Mortgage

Document Number	0000060976
Date	Aug 30, 2018
Instrument	2018060976

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 26, 2017
Property Address	2459 RICHARDS AVE, ATCO, NJ 08004-1269
Document Number	0000079248
Book / Page	010744 / 000752
Instrument Date	Aug 4, 2017
Instrument	79248
Transaction Type	Foreclosure
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2459 Richards Ave was $8,714, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,100 (-) Land $44,400 Building $146,700	$191,100 (-) Land $44,400 Building $146,700
2025	$8,714.00 (+3.5%)	$191,100 Land $44,400 Building $146,700	$191,100 Land $44,400 Building $146,700
2024	$8,419.00
2023		$181,800 (-) Land $44,400 Building $137,400	$181,800 (-) Land $44,400 Building $137,400
2022	$7,464.00 (+0.48%)	$181,800 Land $44,400 Building $137,400	$181,800 Land $44,400 Building $137,400
2021	$7,428.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2459 Richards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2459 Richards Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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