2459 E Porter Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2459 E Porter Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 2006
Lot Size	0.227 acres (9,874 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2026)
Tax Bill	$5,402 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120/00248-412-000`

Property Details

APN / Parcel Number

Primary APN	`120/00248-412-000`
Alternative APN	`782425181008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	960 sqft
Upper Floors Area	560 sqft
Basement Area	960 sqft
Finished Basement	700 sqft
Unfinished Basement	260 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,874 sqft (0.227 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	35 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2459 E PORTER AVE
City	DES MOINES
State	IA
Zip	50320-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 CARMAN ESTATES PLAT 4
Legal Subdivision	CARMAN ESTATES PLAT 4
Legal Lot Number	12
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2022
Census Tract	10805

Owner

2459 E Porter Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Polk County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Apr 9, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage DES MOINES METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Mar 26, 2008 · Amount on File
Deed Document Number	202619819
Deed Book / Page	20478 / 179
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718

Mortgage

Document Number	0000110820
Date	Oct 20, 2021
Book Page	18816/244
Instrument	2021-00110820

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 9, 2026
Property Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718
Document Number	0000019819
Book / Page	20478 / 179
Instrument Date	Mar 31, 2026
Instrument	202619819
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,015.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718

Mortgage

Document Number	0000019820,
Date	Apr 9, 2026
Instrument	202619820

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

Mortgage

Document Number	0000019821,
Date	Apr 9, 2026
Book Page	20478/198
Instrument	202619821

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718

Mortgage

Document Number	202100110820
Date	Oct 20, 2021
Book Page	18816/244
Instrument	2021-00110820

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2459 E PORTER AVE, DES MOINES, IA 50320-4718
Document Number	0000026000
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2459 E PORTER AVE DES MOINES IA 503204718, DES MOINES, IA 50320-4718

Mortgage

Document Number	0000026000
Date	Sep 20, 2019
Book Page	017505/000627
Instrument	26000

Lender

Name	DES MOINES METRO CU
Type	Credit Union
Address	DES MOINES, IA 50314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 19, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,900 Land $63,500 Building $246,400	$309,900 Land $63,500 Building $246,400
2024	$5,402.00
2023		$285,100 Land $57,600 Building $227,500	$285,100 Land $57,600 Building $227,500
2020	$4,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2459 E Porter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2459 E Porter Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, Nextlink, T-Mobile.

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