Merced County property record for 2459 E Gerard Ave, Merced, CA 95341 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1957 |
| Lot Size | 0.191 acres (8,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,308 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-282-002-000 |
| Primary APN | 061-282-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,452 sqft |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,333 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 95 sqft |
| Patio Area | 439 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-282-002 |
|---|---|
| Street Address | 2459 E GERARD AVE |
| City | MERCED |
| State | CA |
| Zip | 95341-5430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F WINTER SUB LOT 2 |
| Legal Subdivision | F WINTER SUB |
| Legal Lot Number | 2 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1700 |
Source: Merced County records · APN 061-282-002-000
Assessment roll updated July 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 12, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| May 02, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTIONWIDE FINANCIAL CORP |
| Nov 30, 2022 | Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Nov 30, 2022 | Re-recorded Document · Line of Credit TRAVIS CU |
| Apr 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2023 |
| Transfer Doc | 0000009712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 12, 2025 |
| Property Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000035400 |
| Map Reference | MB 12 PG 25&26 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025035400 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000035401 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025035401 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 02, 2023 |
| Property Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000009712 |
| Map Reference | MB 12 PG 25&26 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023009712 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2449 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000009713 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 2023009713 |
| Name | OPTIONWIDE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 30, 2022 |
| Property Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000041498 |
| Map Reference | MB 12 PG 25&26 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022041498 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Mail Care Of | KYLE KIMBLE HILL |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 30, 2022 |
| Property Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000041499 |
| Map Reference | MB 12 PG 25&26 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022041499 |
| Record Updated | Dec 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000041500 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022041500 |
| Name | TRAVIS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 02, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 27, 2022 |
| Property Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
| Document Number | 0000016819 |
| Map Reference | MB 12 PG 25&26 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022016819 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 E GERARD AVE, MERCED, CA 95341-5430 |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,308.00 (+4.98%) | $297,137 (+4.04%) Land $84,896 Building $212,241 |
| 2024 | $3,151.00 (+2.5%) | |
| 2023 | $3,074.00 (+183.32%) | $285,600 Land $81,600 Building $204,000 |
| 2022 | $1,085.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470017004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 82 individual NFIP policies nearby |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Most Recent Claim | Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 521 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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