24584 478th Ave, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 24584 478th Ave, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,358 sqft · built 2018
Lot Size	5.37 acres (233,917 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,893 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage May 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-07-300-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-05-07-300-002-000`
Alternative APN	`18457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,358 sqft Finished Area
1st Floor Area	1,706 sqft
Attic	Attic
Attic Area	566 sqft
Basement Area	2,358 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	233,917 sqft (5.37 acres)
Garage Type	Mixed
Garage Area	1,766 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	528 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal
Sewer	Septic

Location & Zoning

Account Number	18457
Street Address	24584 478TH AVE
City	DELL RAPIDS
State	SD
Zip	57022-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RAVE TR 1 (EX H-3) SW 14 7 104 48 LOGAN TOWNSHIP 104-48
Legal Range	104
Legal Township	7
Legal Section	14
Legal Subdivision	42000
Legal Tract	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1040
Census Tract	10101

Owner

24584 478th Ave is owned by two individuals who acquired it in March 2025.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3531 TALL PINES LN, SNOW HILL, MD 21863-3347
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NATIONA
May 6, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY INC
Feb 22, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN BANK & TRUST CO
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO
Mar 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025
Deed Sale	Mar 13, 2025
Prior Sale	Jul 9, 2014 · Amount on File
Deed Document Number	2025128187
Deed Book / Page	631-D / 168
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 13, 2025
Property Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345
Document Number	DEED631/168
Book / Page	DEED631 / 168
Instrument Date	Mar 11, 2025
Instrument	128187
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3531 TALL PINES LN, SNOW HILL, MD 21863-3347

Mortgage

Document Number	0001996658
Date	Mar 13, 2025
Instrument	1996/658

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	Other
Margin	3
Max Rate	10.9%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345

Mortgage

Document Number	1922MTG/123
Date	May 6, 2021
Book Page	1922 MTG/123

Lender

Name	AMERICAN BANK & TRUST
Type	Non-Lending Institution
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1885MTG/969
Date	May 27, 2020
Book Page	1885 MTG/969

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1885MTG/974
Date	May 27, 2020
Book Page	1885 MTG/974

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 13, 2025

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1855MTG/0200
Date	Feb 22, 2019
Book Page	1855 MTG/0200

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 21, 2024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1855MTG/0199
Date	Feb 22, 2019
Book Page	1855 MTG/0199

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	24584 478TH AVE, DELL RAPIDS, SD 57022-5345
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1856MTG/0422
Date	Mar 21, 2019
Book Page	1856 MTG/0422

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	57 Months
Due	Dec 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 24584 478th Ave was $7,893.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Logan Township
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$851,100 (+8.85%) Land $100,000 Building $751,100	$851,100 Land $100,000 Building $751,100
2025	$7,893.00	$781,900 (+2.48%) Land $94,900 Building $687,000
2024	$7,893.00	$763,000 Land $94,900 Building $668,100
2022	$8,380.00	$739,600 Land $52,900 Building $686,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24584 478th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24584 478th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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