San Diego County property record for 2457 Calle San Clemente, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,002 sqft · built 1988 |
| Lot Size | 0.44 acres (19,153 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,250,000 (Aug 2014) |
| Tax Bill | $20,122 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-153-34-00 |
| Primary APN | 264-153-34-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,002 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 19,153 sqft (0.44 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2457 CALLE SAN CLEMENTE |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | LOT 34 TR 011532 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 011532 |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-153-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 06, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 02, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on Record |
| Deed Sale | Aug 29, 2014 · Amount on Record |
| Prior Sale | Mar 08, 2013 · Amount on Record |
| Deed Document Number | 2014374374 |
| Prior Transfer Date | Jun 29, 2007 |
| Prior Transfer Doc | 0000462127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Document Number | 0000111550 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026111550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Document Number | 0000111550, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026111550 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Document Number | 0000267126 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 2021-0267126 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000289929 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 2017-0289929 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000572947 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 2019-0572947 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 02, 2018 |
| Property Address | 2457 CALLE SAN CLEMENTE, ENCINITAS, CA 92024-6606 |
| Document Number | 0000409281 |
| Instrument Date | May 23, 2018 |
| Instrument | 409281 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2457 CALLE SAN CLEMENTE ENCINITAS CA 920246606, ENCINITAS, CA 92024-6606 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,763,012 (+2%) Land $980,705 Building $782,307 | |
| 2025 | $20,122.00 (+4.42%) Homeowner's exemption | $1,728,444 (+4.04%) Land $961,476 Building $766,968 |
| 2024 | $19,270.00 (+3.68%) | |
| 2023 | $18,586.00 (-0.07%) Homeowner's exemption | $1,661,329 Land $924,142 Building $737,187 |
| 2022 | $18,599.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, Verizon.
Based on FCC filings for 259 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures