2456 Cheryle Way, Layton, UT 84040 Property Records

Davis County property record for 2456 Cheryle Way, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,746 sqft · built 1977
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$363,200 (May 2020)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-065-0079`

Property Details

APN / Parcel Number

Primary APN	`09-065-0079`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	675 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2456 CHERYLE WAY
City	LAYTON
State	UT
Zip	84040-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 79, OAK FOREST #3. CONT. 0.28 ACRES
Legal Subdivision	OAK FOREST 3
Legal Lot Number	79
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2008
Census Tract	125804

Owner

2456 Cheryle Way is owned and occupied by an individual who bought it in May 2020.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2456 CHERYLE WAY, LAYTON, UT 84040-8003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 26, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Deed Document Number	20203254892
Deed Book / Page	7520 / 2952
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2456 CHERYLE WAY, LAYTON, UT 84040-8003
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008391/748
Date	Dec 4, 2023
Book Page	8391/748
Instrument	3553110

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 26, 2020
Property Address	2456 CHERYLE WAY, LAYTON, UT 84040-8003
Document Number	7520/2952
Book / Page	7520 / 2952
Instrument Date	Mar 25, 2020
Instrument	3254892
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	US TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2456 CHERYLE WAY, LAYTON, UT 84040-8003

Mortgage

Document Number	3254942
Date	May 26, 2020
Instrument	3254942

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2456 Cheryle Way was $3,044, up 5.3% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,250 (+0.94%) Land $150,429 Building $143,821	$535,000 (+0.94%) Land $273,507 Building $261,493
2025	$3,044.00 (+5.33%)	$291,500 Land $136,936 Building $154,564	$530,000 Land $248,974 Building $281,026
2024	$2,890.00 (-0.82%)
2023	$2,914.00 (-3.09%)	$506,000 Land $208,887 Building $297,113	$506,000 Land $208,887 Building $297,113
2022	$3,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2456 Cheryle Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2456 Cheryle Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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