24554 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24554 Pappas Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,995 sqft Living Area
Lot Size21,780 sqft (0.5 acres)
OccupancyOwner Occupied
Last Sale$517,000 (2020)
Tax Bill$6,931.00 (2025)

Property Details

APN / Parcel Number

Primary APN288-571-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,995 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area21,780 sqft (0.5 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address24554 PAPPAS RD
CityRAMONA
StateCA
Zip92065-4910
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 543 TR 007893
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007893
Legal Block2
Legal Lot Number543
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2000
Census Tract20811

Owner

Source: San Diego County records · APN 288-571-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address24554 PAPPAS RD, RAMONA, CA 92065-4910
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORP
Mar 21, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 01, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2020 · Amount on Record
Deed SaleJul 01, 2020 · Amount on Record
Prior SaleJun 12, 2000 · Amount on Record
Deed Doc Number2020348077
Prior Transfer DateJan 22, 2020
Prior Transfer Doc0000037408
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24554 PAPPAS RD, RAMONA, CA 92065-4910
Transaction TypeMortgage
Record UpdatedJan 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address24554 PAPPAS RD, RAMONA, CA 92065-4910

Mortgage

Document Number0000366098
DateDec 30, 2025
Instrument2025-0366098
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24554 PAPPAS RD, RAMONA, CA 92065-4910
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address24554 PAPPAS RD, RAMONA, CA 92065-4910

Mortgage

Document Number0000070650
DateMar 21, 2023
Instrument2023-0070650
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term329 Months
DueAug 01, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24554 PAPPAS RD, RAMONA, CA 92065-4910
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000585837
DateAug 17, 2021
Instrument2021-0585837
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueAug 01, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 01, 2020
Property Address24554 PAPPAS RD, RAMONA, CA 92065-4910
Document Number0000348077
Map ReferenceMAP 7893
Instrument DateJun 22, 2020
Instrument2020-0348077
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address11021 TURRET DR, SAN DIEGO, CA 92131-1314

Mortgage

Document Number0000348078
DateJul 01, 2020
Instrument2020-0348078
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 23, 2020
Property Address24554 PAPPAS RD, RAMONA, CA 92065-4910
Document Number0000037408
Map ReferenceMAP 7893
Instrument DateJan 22, 2020
Instrument2020-0037408
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24554 PAPPAS RD, RAMONA, CA 92065-4910
InvestorPossibly a Property Investor

Mortgage

Document Number0000037409
DateJan 23, 2020
Instrument2020-0037409
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$570,803 (+2%) Land $228,413 Building $342,390
2025$6,931.00 (-0.96%)$559,612 (+4.04%) Land $223,935 Building $335,677
2024$6,998.00 (+7.73%)
2023$6,496.00 (-1.56%)$537,885 Land $215,241 Building $322,644
2022$6,599.00

Flood & Wildfire

24554 Pappas Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesExtreme
98th percentile of exposed land nationally · 88th in California
Wildfire LikelihoodExtreme — about 1 in 41 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pappas Rd

Nearby Streets

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