Miami County property record for 2455 Swailes Rd, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 31,233 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,900 (2018) |
| Tax Bill | $4,396.00 (2025) |
| Primary APN | C06-081000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,620 sqft Living Area |
| 1st Floor | 1,620 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 31,233 sqft (0.717 acres) |
| Depth X Width | 250 ft x 125 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Old Parcel Number | C06CC031B00100 |
|---|---|
| Street Address | 2455 SWAILES RD |
| City | TROY |
| State | OH |
| Zip | 45373-8271 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-5-31 LOT 1 CONCORD WOODS #1 |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 31 |
| Legal Subdivision | CONCORD WOODS #1 |
| Legal Lot Number | 1 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2455 SWAILES RD, TROY, OH 45373-8271 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Jun 11, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WRIGHT-PATT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on Record |
| Deed Sale | Jun 11, 2018 · Amount on Record |
| Prior Sale | Jan 30, 2018 · Amount on Record |
| Deed Doc Number | 1216 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2455 SWAILES RD, TROY, OH 45373-8271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2455 SWAILES RD, TROY, OH 45373-8271 |
| Document Number | 0000008895 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021OR-08895 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2455 SWAILES RD, TROY, OH 45373-8271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011219 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020OR-11219 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 11, 2018 |
| Property Address | 2455 SWAILES RD, TROY, OH 45373-8271 |
| Document Number | 0000007039 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 7039 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2455 SWAILES RD TROY OH 453738271, TROY, OH 45373-8271 |
| Document Number | 7040 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 7040 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, CA 45431 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,396.00 (+10.81%) Homeowner's exemption | $97,870 (+24.6%) Land $20,690 Building $77,180 | $279,600 (+24.6%) Land $59,100 Building $220,500 |
| 2024 | $3,967.00 (+1.46%) Homeowner's exemption | $78,550 (-) Land $21,530 Building $57,020 | |
| 2023 | $3,910.00 (+12.36%) Homeowner's exemption | $78,550 (-) Land $21,530 Building $57,020 | $224,400 (-) Land $61,500 Building $162,900 |
| 2022 | $3,480.00 Homeowner's exemption | $78,550 Land $21,530 Building $57,020 | $224,400 Land $61,500 Building $162,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 19% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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