Miami County property record for 2455 Seneca Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,221 sqft · built 1977 |
| Lot Size | 0.602 acres (26,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,500 (Mar 2024) |
| Tax Bill | $4,316 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-082739 |
| Primary APN | C06-082739 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| 1st Floor Area | 4,442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 26,223 sqft (0.602 acres) |
| Lot Dimensions | 222 ft deep x 104 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2455 SENECA DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-5 LOT 34 SHEN #3 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | SHEN #3 |
| Legal Lot Number | 34 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 365302 |
2455 Seneca Dr is owned and occupied by two individuals who bought it in March 2024.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Survivorship Deed, Transfer FIRST OHIO TITLE |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on File |
| Deed Sale | Mar 25, 2024 · Amount on File |
| Prior Sale | Aug 18, 2015 · Amount on File |
| Deed Document Number | 20242935 |
| Prior Transfer Date | Mar 4, 2015 |
| Prior Transfer Doc | 0000003607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 25, 2024 |
| Property Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Document Number | 0000002935 |
| Map Reference | MB 12 PG 52 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024OR-02935 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | FIRST OHIO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Document Number | 0000016573 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021OR-16573 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 8, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006073 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021OR-06073 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008448 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018OR-08448 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2455 SENECA DR, TROY, OH 45373-9558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000943 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020OR-00943 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
The 2025 property tax bill for 2455 Seneca Dr was $4,316 with a homeowner's exemption, up 41.2% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,316.00 (+41.18%) Homeowner's exemption | $124,150 (+60.36%) Land $21,040 Building $103,110 | $354,700 Land $60,100 Building $294,600 |
| 2024 | $3,057.00 (+2%) Homeowner's exemption | $77,420 (-) Land $21,910 Building $55,510 | |
| 2023 | $2,997.00 (+16.66%) Homeowner's exemption | $77,420 (-) Land $21,910 Building $55,510 | $221,200 (-) Land $62,600 Building $158,600 |
| 2022 | $2,569.00 Homeowner's exemption | $77,420 Land $21,910 Building $55,510 | $221,200 Land $62,600 Building $158,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2455 Seneca Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (2008–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2455 Seneca Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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