2455 Lock Rd, Butler, KY 41006 Property Records

Pendleton County property record for 2455 Lock Rd, Butler, KY 41006

Property Summary

Property Type	Single Family Home
Details	1,868 sqft · built 1999
Lot Size	29.9 acres (1,305,842 sqft)
Owner	2 Individual Names on File
Last Sale	$462,500 (Jun 2025)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-00-00-018.04`

Property Details

APN / Parcel Number

Primary APN	`046-00-00-018.04`

Interior

Stories	1 Story
Building Area	1,868 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,305,842 sqft (29.9 acres)
Garage Type	Basement
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2455 LOCK RD
City	BUTLER
State	KY
Zip	41006-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29.9781 ACRES & HOUSE
Jurisdiction	PENDLETON KY
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1028
Census Tract	930101

Owner

Source: Pendleton County assessment roll, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2455 LOCK RD, BUTLER, KY 41006-8572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	2025626239
Deed Book / Page	389 / 25
Prior Transfer Date	Jul 11, 2024
Prior Transfer Doc	00D383/735
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDLETON KY
Property Address	2455 LOCK RD, BUTLER, KY 41006-8572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M394/550
Date	Jun 2, 2020
Book Page	M394/550
Instrument	523508

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDLETON KY
Property Address	2455 LOCK RD, BUTLER, KY 41006-8572
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M384/270
Date	Mar 7, 2019
Book Page	M384/270
Instrument	125883

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Pendleton County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pendleton County
Unified School District	Pendleton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 (+24.08%)	$239,650 (+28.77%)	$239,650 (+28.77%)
2023	$2,400.00	$186,100	$186,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PENDLETON WATER DISTRICT serves 5,515 people · EPA ID KY0960112
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lock Rd

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