2455 Hosto Ln, Troy, IL 62294 Property Records

Madison County property record for 2455 Hosto Ln, Troy, IL 62294

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,140 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$5,669 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
APN	`10-1-16-33-00-000-021-001`

Property Details

APN / Parcel Number

Primary APN	`10-1-16-33-00-000-021-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2455 HOSTO LN
City	TROY
State	IL
Zip	62294-3261
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S PT NE SE
Jurisdiction	MADISON IL
Township / Civil Division	PIN OAK
Census Block Group	2
Census Block	2059
Census Tract	403701

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 22, TROY, IL 62294-0022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2455 OLD COUNTY ROAD 21, TROY, IL 62294-3229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040935
Date	Dec 6, 2017
Instrument	2017R40935

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Pin Oak Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,669.00 (+6.9%)	$99,090 (+29.12%) Land $15,900 Building $83,190	$297,270 (+29%) Land $47,700 Building $249,570
2024	$5,303.00 (+19.6%)
2022	$4,434.00	$76,740 Land $12,310 Building $64,430	$230,450 Land $36,967 Building $193,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20