2455 E Derby Ln, Ontario, CA 91761 Property Records

San Bernardino County property record for 2455 E Derby Ln, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 3 ba · 2,538 sqft · built 2018
Lot Size	0.129 acres (5,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (May 2025)
Tax Bill	$10,576 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`0218-545-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-545-12-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	1,587 sqft
2nd Floor Area	951 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,597 sqft (0.129 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2455 E DERBY LN
City	ONTARIO
State	CA
Zip	91761-3878
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18855 LOT 12 BOOK 344 PAGE 65 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18855
Legal Tract	18855
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1910

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2455 E DERBY LN, ONTARIO, CA 91761-3878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEST CAPITAL FUNDING
Nov 9, 2021	Intrafamily Transfer, Transfer
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jan 4, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2025112375
Prior Transfer Date	Oct 26, 2021
Prior Transfer Doc	0000506746
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2455 E DERBY LN, ONTARIO, CA 91761-3878
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2455 E DERBY LN, ONTARIO, CA 91761-3878

Mortgage

Document Number	0000040828
Date	Feb 11, 2026
Instrument	2026-0040828

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2455 E DERBY LN, ONTARIO, CA 91761-3878
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14871 HENRY ST, EASTVALE, CA 92880-9626

Mortgage

Document Number	0000466141
Date	Nov 19, 2020
Instrument	2020-0466141

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 9, 2021
Property Address	2455 E DERBY LN, ONTARIO, CA 91761-3878
Document Number	0000506746
Map Reference	MB 344 PG 65-67
Instrument Date	Oct 26, 2021
Instrument	2021-0506746
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14871 HENRY ST, EASTVALE, CA 92880-9626

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 31, 2018
Property Address	2455 E DERBY LN, ONTARIO, CA 91761-3878
Document Number	0000196748
Map Reference	MB 344 PG 65-67
Instrument Date	May 10, 2018
Instrument	2018-0196748
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2485 E DERBY LN, ONTARIO, CA 91761-3878

Mortgage

Document Number	0000196749
Date	May 31, 2018
Instrument	2018-0196749

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 4, 2018
Property Address	2455 E DERBY LN, ONTARIO, CA 91761-3878
Document Number	0000001916
Instrument Date	Jan 4, 2018
Instrument	1916
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$10,263.55
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2280 WARDLOW CIR #100 CORONA CA 928802879, 100, CORONA, CA 92880-2879
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$897,600 (+49.69%) Land $314,160 Building $583,440
2025	$10,576.00 (+4.86%)	$599,625 (+4.04%) Land $209,361 Building $390,264
2023	$10,086.00 (+0.86%)	$576,341 Land $201,231 Building $375,110
2022	$10,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, Inyo Networks, T-Mobile, Verizon.

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