San Diego County property record for 24540 del Amo Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,039 sqft · built 1999 |
| Lot Size | 0.437 acres (19,027 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $506,000 (Jul 2015) |
| Tax Bill | $7,273 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-541-14-00 |
| Primary APN | 288-541-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,039 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 19,027 sqft (0.437 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 24540 DEL AMO RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 54 TR 007706 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007706 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20810 |
24540 del Amo Rd is owned and occupied by two individuals who bought it in July 2015.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24540 DEL AMO RD, RAMONA, CA 92065-4081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 23, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2015 · Amount on File |
| Deed Sale | Jul 21, 2015 · Amount on File |
| Prior Sale | Jun 22, 2012 · Amount on File |
| Deed Document Number | 2015383088 |
| Prior Transfer Date | Jul 1, 2004 |
| Prior Transfer Doc | 0000675374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24540 DEL AMO RD, RAMONA, CA 92065-4081 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 24540 DEL AMO RD, RAMONA, CA 92065-4081 |
| Document Number | 0000095944 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024-0095944 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24540 DEL AMO RD, RAMONA, CA 92065-4081 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 24540 DEL AMO RD, RAMONA, CA 92065-4081 |
| Investor | Possibly a Property Investor |
| Document Number | 0000766718 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021-0766718 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24540 DEL AMO RD, RAMONA, CA 92065-4081 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000148634 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020-0148634 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 24540 del Amo Rd was $7,273 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $610,970 (+2%) Land $309,670 Building $301,300 | |
| 2025 | $7,273.00 Homeowner's exemption | $598,992 Land $303,599 Building $295,393 |
| 2023 | $6,821.00 (-1.4%) Homeowner's exemption | $575,734 Land $291,811 Building $283,923 |
| 2022 | $6,918.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 24540 del Amo Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2005–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24540 del Amo Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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