Cook County property record for 2454 W 109th St, Chicago, IL 60655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1948 |
| Lot Size | 0.113 acres (4,905 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,746 (2023) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-13-408-028 |
| Primary APN | 24-13-408-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,072 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,905 sqft (0.113 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2454 W 109TH ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60655-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | F F (OVIATTS) SUB OF VAC OF LTS 1-24 INCL BLKS 1-2 7- 8 IN F F OVIATTS SUB WH SE SEC 13-37-13 |
| Legal Range | 13E |
| Legal Township | 37N |
| Legal Section | 13 |
| Legal Subdivision | OVIATTS SUB |
| Legal Block | 1,2 |
| Legal Lot Number | 1-24 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 750300 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2754 W 109TH ST, CHICAGO, IL 60655-1751 |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 3, 2020 |
| Property Address | 2454 W 109TH ST, CHICAGO, IL 60655 |
| Document Number | 2021639193 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 21639193 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 18, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 2754 W 109TH ST CHICAGO IL 606551751, CHICAGO, IL 60655-1751 |
| Document Number | 2021639193 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 21639193 |
| Name | FIFTH THIRD BK (WSTN MICHIGAN) |
|---|---|
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,719 (+26.03%) Land $6,131 Building $18,588 | $247,190 (+26.03%) Land $61,310 Building $185,880 | |
| 2023 | $2,746.00 (+4.25%) | ||
| 2022 | $2,634.00 (-8.89%) Homeowner's exemption | $19,613 (-6.6%) Land $4,905 Building $14,708 | $196,130 (-6.6%) Land $49,050 Building $147,080 |
| 2021 | $2,891.00 Homeowner's exemption | $21,000 Land $4,905 Building $16,095 | $210,000 Land $49,050 Building $160,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2011–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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