2454 Tate Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 2454 Tate Rd, Drummonds, TN 38023

Property Summary

Property Type	Rural Home
Details	4 ba · 2,516 sqft · built 2020
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Sep 2018)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2020 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`084113 01501`

Property Details

APN / Parcel Number

Primary APN	`084113 01501`
Alternative APN	`113 01501`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,516 sqft Living Area
1st Floor Area	1,732 sqft
Upper Floors Area	1,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	784,080 sqft (18 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2454 TATE RD
City	DRUMMONDS
State	TN
Zip	38023-2938
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	DISTRICT: 05, COUNTY AREA: S60
Jurisdiction	TIPTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3004
Census Tract	40100

Owner

2454 Tate Rd, a rural home, is owned and occupied by two individuals who bought it in September 2018.

Source: Tipton County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BANK
May 22, 2020	Loan Modification, Mortgage PATRIOT BK
Feb 6, 2020	Deed of Trust, Construction Loan · Line of Credit PATRIOT BK
Aug 9, 2019	Trustee's Deed, Construction Loan · Line of Credit PATRIOT BK
Feb 5, 2019	Warranty Deed, Transfer · Conventional Mortgage BANKTENNESSEE
Dec 14, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Sep 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 2, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Feb 26, 2001 · Amount on File
Deed Document Number	2018217375
Deed Book / Page	1774 / 802
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001847686
Date	Jun 12, 2020
Book Page	1847/686
Instrument	234045

Lender

Name	PATRIOT BANK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Document Number	1845843
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 RUTH SHANKLE DR MUNFORD TN 380584699, MUNFORD, TN 38058-4699

Mortgage

Document Number	1845843
Date	Jun 1, 2020
Book Page	001845/000843
Instrument	233659

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 31, 2021

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Feb 6, 2020
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Document Number	1830778
Book / Page	001830 / 000778
Instrument Date	Feb 4, 2020
Instrument	230426
Transaction Type	Construction Loan
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4878 ATOKA IDAVILLE RD ATOKA TN 380047404, ATOKA, TN 38004-7404

Mortgage

Document Number	1830778
Date	Feb 6, 2020
Book Page	001830/000778
Instrument	230426

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 5, 2021

Interest

Rate Type	Adjustable Rate

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 9, 2019
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Book / Page	001808 / 000788
Instrument Date	Aug 6, 2019
Instrument	225444
Transaction Type	Construction Loan
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 RUTH SHANKLE DR MUNFORD TN 380584699, MUNFORD, TN 38058-4699

Mortgage

Document Number	1808788
Date	Aug 9, 2019
Book Page	001808/000788
Instrument	225444

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 8, 2020

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Feb 5, 2019
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Document Number	1787633
Book / Page	001787 / 000633
Instrument Date	Feb 4, 2019
Instrument	220541
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4878 ATOKA IDAVILLE RD ATOKA TN 380047404, ATOKA, TN 38004-7404

Mortgage

Document Number	1787636
Date	Feb 5, 2019
Book Page	001787/000636
Instrument	220542

Lender

Name	BANKTENNESSEE
Type	Bank
Address	MUNFORD, TN 38058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Dec 14, 2018
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Document Number	1783166
Book / Page	001783 / 000166
Instrument Date	Dec 10, 2018
Instrument	219426
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$351.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 RUTH SHANKLE DR MUNFORD TN 380584699, MUNFORD, TN 38058-4699

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 27, 2018
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Document Number	1774802
Book / Page	001774 / 000802
Instrument Date	Sep 26, 2018
Instrument	217375
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 KEARNS CIR ATOKA TN 380047835, ATOKA, TN 38004-7835

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 2, 2018
Property Address	2454 TATE RD, DRUMMONDS, TN 38023-2938
Document Number	1765401
Book / Page	001765 / 000401
Instrument Date	Jun 27, 2018
Instrument	215056
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 PW REED DR MUNFORD TN 380586594, MUNFORD, TN 38058-6594

Tax Assessment & Valuation

The 2025 property tax bill for 2454 Tate Rd was $1,810.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 Additional exemption filed	$118,975 Land $11,675 Building $107,300
2023		$118,975 Land $11,675 Building $107,300
2022	$1,730.00
2020			$550,100 Land $120,900 Building $429,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2454 Tate Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2454 Tate Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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