2454 S Smith Rd, Gainesville, GA 30504 Property Records

Hall County property record for 2454 S Smith Rd, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1983
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$73,500 (Oct 1995)
Tax Bill	$2,721 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-015-006-018`

Property Details

APN / Parcel Number

Primary APN	`08-015-006-018`
Alternative APN	`11835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,184 sqft Heated Area
1st Floor Area	2,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	279 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11835
Street Address	2454 S SMITH RD
City	GAINESVILLE
State	GA
Zip	30504-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	J S GOULD LT 26 & PT 29
Legal Subdivision	JS GOULD
Legal Lot Number	26
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1021
Census Tract	1007

Owner

2454 S Smith Rd is owned and occupied by an individual who acquired it in April 2011.

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2454 S SMITH RD, GAINESVILLE, GA 30504-3951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 1995 · Amount on File
Deed Sale	Oct 2, 1995 · Amount on File
Deed Book / Page	2465 / 342
Last Transfer Date	Apr 6, 2011
Transfer Doc	0068280125
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Recording Date	Jul 7, 2026
Property Address	2454 S SMITH RD, GAINESVILLE, GA 30504-3951
Document Number	9888000106
Book / Page	9888 / 106
Instrument Date	Jul 7, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 S SMITH RD, GAINESVILLE, GA 30504-3951

Mortgage

Document Number	9888000106,
Date	Jul 7, 2026
Book Page	9888/106

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	2454 S SMITH RD, GAINESVILLE, GA 30504-3951
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 S SMITH RD, GAINESVILLE, GA 30504-3951

Mortgage

Document Number	0090290000000395
Date	Jan 4, 2022
Book Page	0000009029/0000000395

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2454 S Smith Rd was $2,721 with a homeowner's exemption, up 2.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,721.00 (+2.87%) Homeowner's exemption	$119,760 (+2.11%) Land $25,320 Building $94,440	$299,400 (+2.11%) Land $63,300 Building $236,100
2025	$2,645.00 Homeowner's exemption	$117,280 Land $24,040 Building $93,240	$293,200 Land $60,100 Building $233,100
2023	$2,842.00 (+43.75%) Homeowner's exemption	$109,520 (+50.52%) Land $24,040 Building $85,480	$273,800 (+50.52%) Land $60,100 Building $213,700
2022	$1,977.00 Homeowner's exemption	$72,760 Land $11,360 Building $61,400	$181,900 Land $28,400 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2454 S Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2454 S Smith Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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