24530 Ridgecrest Rd, Locust, NC 28097 Property Records

Stanly County property record for 24530 Ridgecrest Rd, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,467 sqft · built 1963
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (May 2026)
Tax Bill	$1,300 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`559703339909`

Property Details

APN / Parcel Number

Primary APN	`559703339909`
Alternative APNs	`1555877` `1533186` `24810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,467 sqft Finished Area
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	403 sqft
Porch	Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1555877
Street Address	24530 RIDGECREST RD
City	LOCUST
State	NC
Zip	28097-8364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 24530 RIDGECREST RD 559700182
Jurisdiction	STANLY NC
Township / Civil Division	ALMOND
Census Block Group	2
Census Block	2019
Census Tract	930700

Owner

24530 Ridgecrest Rd is owned and occupied by an individual who bought it in May 2026.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	24530 RIDGECREST RD, LOCUST, NC 28097-8364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage SANDPIPER HOMES LLC
Sep 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 11, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	2026488217
Deed Book / Page	1920 / 425
Prior Transfer Date	Nov 29, 2016
Prior Transfer Doc	0000430269
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 28, 2026
Property Address	24530 RIDGECREST RD, LOCUST, NC 28097-8364
Document Number	0000488217
Book / Page	1920 / 425
Instrument Date	May 27, 2026
Instrument	2026488217
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24530 RIDGECREST RD, LOCUST, NC 28097-8364

Mortgage

Document Number	0000488218,
Date	May 28, 2026
Instrument	2026488218

Lender

Name	SANDPIPER HOMES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 28, 2028

Interest

Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 4, 2018
Property Address	24530 RIDGECREST RD, LOCUST, NC 28097-8364
Document Number	0016521144
Book / Page	001652 / 001144
Instrument Date	Sep 4, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$320.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	24530 RIDGECREST RD LOCUST NC 280978364, LOCUST, NC 28097-8364

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Mar 11, 2021
Property Address	24530 RIDGECREST RD, LOCUST, NC 28097-8364
Document Number	0000430269
Book / Page	001733 / 001408
Instrument Date	Nov 29, 2016
Instrument	430269
Transaction Type	Transfer
Record Updated	Apr 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24530 RIDGECREST RD LOCUST NC 280978364, LOCUST, NC 28097-8364

Tax Assessment & Valuation

The 2026 property tax bill for 24530 Ridgecrest Rd was $1,300.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,300.00	$197,115 (-) Land $35,550 Building $161,565	$197,115 (-) Land $35,550 Building $161,565
2025	$1,300.00	$197,115 Land $35,550 Building $161,565	$197,115 Land $35,550 Building $161,565
2023	$938.00	$130,300 Land $22,850 Building $107,450	$130,300 Land $22,850 Building $107,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24530 Ridgecrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24530 Ridgecrest Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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