2453 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 2453 Wind River Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 1985
Lot Size	0.187 acres (8,162 sqft)
Owner	Individual Name on Record
Last Sale	$443,000 (Jul 2009)
Tax Bill	$6,951 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`518-102-35-00`

Property Details

APN / Parcel Number

Primary APN	`518-102-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,248 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	8,162 sqft (0.187 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2453 WIND RIVER RD
City	EL CAJON
State	CA
Zip	92019-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 368 UND INT IN LOTS 75&77&80&389&ALL TR 009231
Legal Subdivision	COUNTY OF SAN DIEGO TRACT 3584-1
Legal Tract	009231
Legal Block	3
Legal Lot Number	75,77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2453 WIND RIVER RD, EL CAJON, CA 92019-4157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC
Oct 31, 2018	Deed of Trust, Mortgage · ARM MISSION FCU
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2009 · Amount on Record
Deed Sale	Jul 23, 2009 · Amount on Record
Prior Sale	May 25, 2005 · Amount on Record
Deed Document Number	2009407549
Prior Transfer Date	May 11, 2005
Prior Transfer Doc	0000444102
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2453 WIND RIVER RD, EL CAJON, CA 92019-4157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE SAN DIE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125156
Date	Mar 29, 2018
Instrument	2018-0125156

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2453 WIND RIVER RD, EL CAJON, CA 92019-4157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2453 WIND RIVER RD, EL CAJON, CA 92019-4157

Mortgage

Document Number	0000456645
Date	Oct 31, 2018
Instrument	2018-0456645

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2453 WIND RIVER RD, EL CAJON, CA 92019-4157
Document Number	0000020663
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2453 WIND RIVER RD EL CAJON CA 920194157, EL CAJON, CA 92019-4157

Mortgage

Document Number	0000020663
Date	Jan 15, 2020
Instrument	20663

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,254 (+2%) Land $242,175 Building $341,079
2025	$6,951.00 (+2.1%)	$571,819 (+4.04%) Land $237,427 Building $334,392
2023	$6,808.00 (+1.66%)	$549,616 Land $228,208 Building $321,408
2022	$6,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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