Bay County property record for 2453 Roger St, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,982 sqft · built 1963 |
| Lot Size | 0.576 acres (25,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,460 (May 2012) |
| Tax Bill | $4,194 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-B06-000-053-00 |
| Primary APN | 140-B06-000-053-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 1,982 sqft |
| Basement Area | 1,766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 25,123 sqft (0.576 acres) |
| Lot Width | 136 ft Width |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2453 ROGER ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-9257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 FRANK M. BIS SUB. NO. 2, L7/P40 BCR |
| Legal Subdivision | FRANK M BIS SUB 2 |
| Legal Lot Number | 53 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 285600 |
2453 Roger St is owned and occupied by two individuals who bought it in May 2012.
Source: Bay County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2453 ROGER ST, MIDLAND, MI 48642-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI INDEPENDENT BK |
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK/COLLINSVILLE BR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2012 · Amount on File |
| Deed Sale | May 10, 2012 · Amount on File |
| Prior Sale | May 6, 2005 · Amount on File |
| Deed Book / Page | 2874 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2453 ROGER ST, MIDLAND, MI 48642-9257 |
| Document Number | 0000015167 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2453 ROGER ST MIDLAND MI 486429257, MIDLAND, MI 48642-9257 |
| Document Number | 0000015167 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 15167 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2453 ROGER ST, MIDLAND, MI 48642-9257 |
| Document Number | 0000001619 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2453 ROGER ST MIDLAND MI 486429257, MIDLAND, MI 48642-9257 |
| Document Number | 0000001619 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 1619 |
| Name | INDEPENDENT BK/COLLINSVILLE BR |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 8, 2028 |
The 2026 property tax bill for 2453 Roger St was $4,194 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,194.00 Homeowner's exemption | $113,600 | $227,200 |
| 2023 | $88,000 | $176,000 | |
| 2022 | $4,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2453 Roger St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2453 Roger St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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