Campbell County property record for 2453 Nelson Rd, Melbourne, KY 41059
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 4 bd · 2.5 ba · 3,305 sqft · built 1997 |
| Lot Size | 13.2 acres (575,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,900 (Feb 2023) |
| Tax Bill | $6,581 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-26-045.01 |
| Primary APN | 999-99-26-045.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,305 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 575,123 sqft (13.2 acres) |
| Terrain | Combination |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2453 NELSON RD |
|---|---|
| City | MELBOURNE |
| State | KY |
| Zip | 41059-9325 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 13.2029 ACRES |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | ALEXANDRIA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 51901 |
2453 Nelson Rd, an agricultural property, is owned by two individuals who bought it in February 2023.
Source: Campbell County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2453 NELSON RD, MELBOURNE, KY 41059-9325 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FEDERAL CREDIT UNION |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on File |
| Deed Sale | Feb 27, 2023 · Amount on File |
| Deed Document Number | 20235165791 |
| Deed Book / Page | 358 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 20, 2026 |
| Property Address | 2453 NELSON RD, MELBOURNE, KY 41059-9325 |
| Document Number | 0006253835 |
| Book / Page | 1172 / 261 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20266253835 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2453 NELSON RD, MELBOURNE, KY 41059-9325 |
| Document Number | 0006253835, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 1172/261 |
| Instrument | 20266253835 |
| Name | CINFED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 2453 NELSON RD, MELBOURNE, KY 41059-9325 |
| Document Number | 0005109185 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2453 NELSON RD MELBOURNE KY 410599325, MELBOURNE, KY 41059-9325 |
| Document Number | 0005109185 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 001002/000744 |
| Instrument | 5109185 |
| Name | CINFED CU |
|---|---|
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 3, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2453 Nelson Rd was $6,581.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,581.00 | $552,100 Land $18,500 Building $533,600 | $631,100 |
| 2023 | $4,754.00 (-4%) | $396,200 (-) Land $12,600 Building $383,600 | $438,600 (-) |
| 2022 | $4,952.00 | $396,200 Land $12,600 Building $383,600 | $438,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2453 Nelson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2453 Nelson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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