24523 Upper Turtle Lake Ln, Katy, TX 77493 Property Records

Harris County property record for 24523 Upper Turtle Lake Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,269 sqft · built 2022
Lot Size	0.189 acres (8,239 sqft)
Owner	2 Individual Names on File
Last Sale	$647,976 (May 2023)
Tax Bill	$14,664 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145-332-005-0022`

Property Details

APN / Parcel Number

Primary APN	`145-332-005-0022`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,269 sqft Living Area
1st Floor Area	2,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	8,239 sqft (0.189 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1453320050022
Street Address	24523 UPPER TURTLE LAKE LN
City	KATY
State	TX
Zip	77493-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 BLK 5 KATY LAKES SEC 5
Legal Subdivision	KATY LAKES SEC 5
Legal Block	5
Legal Lot Number	22
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2007
Census Tract	542902

Owner

24523 Upper Turtle Lake Ln is owned and occupied by two individuals who bought it in May 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24523 UPPER TURTLE LAKE LN, KATY, TX 77493-7433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Deed Document Number	2023180315
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 17, 2023
Property Address	24523 UPPER TURTLE LAKE LN, KATY, TX 77493-7433
Document Number	0000180315
Map Reference	MF 697142
Instrument Date	May 16, 2023
Instrument	2023-180315
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	NOT AVAILABLE, CROWN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24523 UPPER TURTLE LAKE LN, KATY, TX 77493-7433

Mortgage

Document Number	0000180316
Date	May 17, 2023
Instrument	2023-180316

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 24523 Upper Turtle Lake Ln was $14,664 with a homeowner's exemption, up 44.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,891 (-2.68%) Land $83,841 Building $439,050	$522,891 (-2.68%) Land $83,841 Building $439,050
2025	$14,664.00 (+44.83%) Homeowner's exemption	$537,309 Land $76,218 Building $461,091	$537,309 Land $76,218 Building $461,091
2024	$10,125.00
2023		$613,140 Land $76,218 Building $536,922	$613,140 Land $76,218 Building $536,922
2022	$10,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24523 Upper Turtle Lake Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24523 Upper Turtle Lake Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 538 serves 1,710 people · EPA ID TX1013640
Water Source	Purchased groundwater from HARRIS COUNTY MUD 495
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20