Chesapeake City property record for 2452 West Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,339 sqft · built 2018 |
| Lot Size | 3.84 acres (167,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,375 (Oct 2018) |
| Tax Bill | $10,723 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Jun 2022 Refinance + 6 more |
| APN | 0820000000403 |
| Primary APN | 0820000000403 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,339 sqft Living Area |
| 1st Floor Area | 2,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 167,314 sqft (3.84 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2452 WEST RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULTI: MUL |
| Legal Description | LOT 4 WEST ESTATES |
| Legal Subdivision | WHOLE MAP 082, BENEFIT MEADOWS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 21200 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Transfer on Death Deed, Transfer |
| Jun 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYPORT CREDIT UNION |
| Jul 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYPORT CREDIT UNION |
| Aug 1, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATINOAL BANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Aug 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 22, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on Record |
| Deed Sale | Oct 22, 2018 · Amount on Record |
| Deed Document Number | 201827969 |
| Deed Book / Page | 9961 / 1533 |
| Last Transfer Date | Sep 15, 2022 |
| Transfer Doc | 0010605/27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 28, 2022 |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Document Number | 0010605/27 |
| Book / Page | 10605 / 27 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 220030100 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010575/113 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 10575/113 |
| Instrument | 220021119 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 16, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010184/276 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 10184/276 |
| Instrument | 200023897 |
| Name | NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 17, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10448/1191 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 10448/1191 |
| Instrument | 210042892 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 13, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010039/833 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 10039/833 |
| Instrument | 190019799 |
| Name | TCF NATINOAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 10157/1029 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 10157/1029 |
| Instrument | 200016872 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010039/816 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 10039/816 |
| Instrument | 190019798 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 22, 2018 |
| Property Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Document Number | 9961/1533 |
| Book / Page | 9961 / 1533 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 180027969 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2452 WEST RD, CHESAPEAKE, VA 23322-3127 |
| Document Number | 180027970 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 180027970 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,165,900 (+9.81%) Land $273,200 Building $892,700 | $1,165,900 (+9.81%) Land $273,200 Building $892,700 | |
| 2025 | $10,723.00 (+1.3%) | $1,061,700 (+9.14%) Land $242,100 Building $819,600 | $1,061,700 (+9.14%) Land $242,100 Building $819,600 |
| 2024 | $10,585.00 (+70.56%) | ||
| 2023 | $972,800 (+13.14%) Land $192,100 Building $780,700 | $972,800 (+13.14%) Land $192,100 Building $780,700 | |
| 2022 | $859,800 Land $172,100 Building $687,700 | $859,800 Land $172,100 Building $687,700 | |
| 2019 | $6,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1989–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAVAL SUPPORT ACTIVITY-NW federal government · serves 1,400 people · EPA ID VA3550620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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