Kane County property record for 2452 W Downer Pl, Aurora, IL 60506
| Property Type | Single Family Home |
|---|---|
| Details | 2,159 sqft · built 1974 |
| Lot Size | 0.287 acres (12,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jan 2024) |
| Tax Bill | $8,138 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-24-276-009 |
| Primary APN | 14-24-276-009 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,159 sqft Living Area |
| Gross Area | 3,889 sqft |
| Basement Area | 1,246 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 12,501 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 2452 W DOWNER PL |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60506-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 UNIT 5 |
| Legal Subdivision | CHERRY HILLS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | SUGAR GROVE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 854508 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5810 WALNUT AVE, 1B, DOWNERS GROVE, IL 60516-6010 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 17, 2020 | Deed of Trust, Mortgage · Line of Credit WEST SUBURBAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Deed Document Number | 20242697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 26, 2024 |
| Property Address | 2452 W DOWNER PL, AURORA, IL 60506-4220 |
| Document Number | 0000002697 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024K002697 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2452 W DOWNER PL, AURORA, IL 60506-4220 |
| Document Number | 0000002698 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024K002698 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2452 W DOWNER PL, AURORA, IL 60506-4220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013693 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020K013693 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate | 18.5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Sugar Grove Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,138.00 (+23.08%) | $120,331 (+1.89%) Land $29,631 Building $90,700 | $361,137 (+1.89%) Land $88,929 Building $272,209 |
| 2024 | $118,095 (+17.94%) Land $27,479 Building $90,616 | $354,427 (+17.99%) Land $82,470 Building $271,957 | |
| 2022 | $6,612.00 (-2.91%) Homeowner's exemption | $100,128 (+2.52%) Land $22,879 Building $77,249 | $300,384 (+2.52%) Land $68,637 Building $231,747 |
| 2021 | $6,810.00 Homeowner's exemption | $97,669 Land $21,773 Building $75,896 | $293,007 Land $65,319 Building $227,688 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (2013–2026) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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