2452 State Rte 82, Ancram, NY 12502 Property Records

Columbia County and Ancram Town property record for 2452 State Rte 82, Ancram, NY 12502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1910
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Nov 2010)
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2017 Line of Credit
APN	`102000 205.3-1-32`

Property Details

APN / Parcel Number

Primary APN	`102000 205.3-1-32`
Alternative APN	`200020500300010320000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	390 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2452 STATE ROUTE 82
City	ANCRAM
State	NY
Zip	12502-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	COLUMBIA NY
Township / Civil Division	ANCRAM
Census Block Group	2
Census Block	2012
Census Tract	1700

Owner

2452 State Rte 82 is owned by an individual who acquired it in December 2011.

Source: Columbia County and Ancram Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1152 COUNTY ROUTE 13, OLD CHATHAM, NY 12136-2708
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FEDERAL CREDIT UNION
May 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF GREENE CNTY FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2010 · Amount on File
Deed Sale	Nov 10, 2010 · Amount on File
Deed Book / Page	695 / 807
Last Transfer Date	Dec 9, 2011
Transfer Doc	0007220000002427
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Recording Date	Apr 17, 2026
Property Address	2452 STATE ROUTE 82, ANCRAM, NY 12502-5415
Document Number	0000003491
Book / Page	1028 / 917
Instrument Date	Apr 7, 2026
Instrument	20263491
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 STATE ROUTE 82, ANCRAM, NY 12502-5415

Mortgage

Document Number	0000003491,
Date	Apr 17, 2026
Book Page	1028/917
Instrument	20263491

Lender

Name	HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	2452 STATE ROUTE 82, ANCRAM, NY 12502-5415
Document Number	0000004878
Book / Page	000847 / 000449
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 STATE ROUTE 82 ANCRAM NY 125025415, ANCRAM, NY 12502-5415

Mortgage

Document Number	0000004878
Date	May 30, 2017
Book Page	000847/000449
Instrument	4878

Lender

Name	BANK OF GREENE CNTY FSB
Address	CATSKILL, NY 12414

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 29, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2452 State Rte 82 was $2,248, up 0.9% from the year before.

Source: Columbia County and Ancram Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Ancram Town
Unified School District	Taconic Hills Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00 (+0.9%)
2025	$2,228.00	$172,000 Land $44,500 Building $127,500	$191,100 Land $49,442 Building $141,658
2023		$172,000 (+115%) Land $44,500 Building $127,500	$172,000 (+59.1%) Land $44,500 Building $127,500
2022		$80,000 Land $30,000 Building $50,000	$108,108 Land $40,540 Building $67,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2452 State Rte 82; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2452 State Rte 82 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 82

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